Gallery Finance Limited is authorised and regulated by the Financial Conduct Authority to provide advice and recommendations on mortgage and secured loan products offered by an extensive panel of UK lenders including high street banks and building societies. We are based in Cheshire but operate nationwide.
The team at Gallery Finance has a combined experience of over 50 years in the finance industry and offer a friendly and personal service. We are one of the country's leading equity release and home finance brokers due to the honest and compassionate approach we offer to all our clients.
The team at Gallery Finance has a combined experience of over 50 years in the finance industry and offer a friendly and personal service. We are one of the country's leading equity release and home finance brokers due to the honest and compassionate approach we offer to all our clients.
Services
A lifetime mortgage is a way of releasing equity from your home and is available to UK homeowners aged 55 or over for any legal purpose other than investment.
If you have an existing interest-only mortgage coming to the end of its term but you do not have the means to repay it, or if you have a capital repayment mortgage but are concerned that, as you approach retirement, a reduced income might affect your ability to meet the contractual monthly repayments, a lifetime mortgage can provide you with the solution.
If you have an existing interest-only mortgage coming to the end of its term but you do not have the means to repay it, or if you have a capital repayment mortgage but are concerned that, as you approach retirement, a reduced income might affect your ability to meet the contractual monthly repayments, a lifetime mortgage can provide you with the solution.
We offer residential and buy-to-let mortgages for a variety of purposes including re-mortgaging and purchases (including first time buyers). We have access to an extensive panel of lenders including major high street banks and building societies. Our advisors will look to source for you the cheapest and most suitable product available from that panel, often with a free valuation and no legal fees involved.
A mortgage provider will lend money against the value of your property, and will secure that lending by way of a charge registered against your property - a first charge. There may be occasions when a homeowner needs to raise additional finance and, in such a circumstance, it may be appropriate to consider borrowing from an alternative lender by way of a secured loan which will also be recorded against your property as a second charge mortgage.
Finance can be raised against the lodge itself, on a residential or buy-to-let property or by way of a mixture of these options. Interest rates range from 1.2% - 6.99%. We offer a friendly, personal service and will use our knowledge and experience to make a recommendation that best suits your circumstances.
Everything has now smoothly gone through regarding the above and we would like to take this opportunity to thank you and your staff for the efficient and friendly way in which the business was transacted. We were treated with respect and integrity at each stage of the process and have no hesitation in recommending your services to any future clients.
Reviews (1)
Ann Stanley
Sep 02, 2021
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