For seasoned investors and for new landlords looking to take their first steps into the rental property market. We are a firm of financial advisors based in Cheshire in the North West of England. We provide advice to both individuals and companies on certain aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising their objectives.
Mortgage Solutions are a 'Whole of Market Mortgage Broker' which means we are not tied to any lender. This allows us to deal with any Bank, Building Society and Institution giving us access to over 3,000 different mortgage deals, many of which are not accessible to the general public. We are confident we'll find the best deal for you.
Mortgage Solutions are a 'Whole of Market Mortgage Broker' which means we are not tied to any lender. This allows us to deal with any Bank, Building Society and Institution giving us access to over 3,000 different mortgage deals, many of which are not accessible to the general public. We are confident we'll find the best deal for you.
Services
This is the simplest type of mortgage. The payments you make to the lender every month pay off the capital and the interest of the loan. Provided you keep up with the payments you are guaranteed to pay off the loan by the end of the term agreed (usually 25 years). The lender calculates your monthly repayments depending on the amount borrowed, how long for, the interest rate and how the rate you have chosen is set.
We understand that getting that first foot on the ladder can be hardso we have all the help you'll need to get that lift up. Being a first-time home buyer can feel hard enough on its own, but, when you also have to learn about mortgages, it can seem even more difficult. However, you may not necessarily be a first time buyer and you don't even realise.
Buy-to-let mortgages are powerful tools both for seasoned investors and for new landlords looking to take their first steps into the rental property market. Most borrowers take out an interest-only mortgage for their chosen property. They then only pay the interest on the loan as it accrues every month, generally from the proceeds of the rent they collect.
It's your only, or main home. It's self-contained, ie, you don't share any rooms (including kitchen, bathroom and toilet) with people outside your household. You're a secure tenant (there's a legal contract between you and the landlord). You've had a public sector landlord (eg, a council, housing association or NHS trust) for three years (it doesn't have to be three years in a row).
A self build mortgage is released at key stages of the build unlike a traditional mortgage where funds are released in one lump sum upon sale completion. Some self build lenders will lend on the plot purchase too, but not all do. Rates of interest are typically higher than the standard house purchase/remortgage rates currently available, and the arrangement fees also vary from lender to lender.
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