Reigate mortgage solutions is a professional mortgage and general insurance brokerage. With access to the whole of the market and with thousands of mortgage products to offer we are able to find the best mortgage to suit your needs. We offer expertise which we believe will be of value whether you are a first time buyer, home mover, remortgaging or buy to let investor.
We will deal with your case from start to finish and will always keep you updated with the progress of your mortgage and any insurance contracts. We will also liase with your solicitor to ensure the process is as smooth as possible. You will always have direct contact with the adviser and will never have to deal with a call centre.
We will deal with your case from start to finish and will always keep you updated with the progress of your mortgage and any insurance contracts. We will also liase with your solicitor to ensure the process is as smooth as possible. You will always have direct contact with the adviser and will never have to deal with a call centre.
Services
Peter Softley (principal) has been in the mortgage business for over 10 years and has a wealth of experience in dealing with all types of mortgages. Reigate Mortgage Solutions prides itself on offering expertise, professionalism and the ability to present information and ideas in a fast clear and concise way for all to understand in what can be a confusing marketplace.
Also known as a capital & interest mortgage, repayment mortgages are guaranteed to repay the loan at the end of the term assuming that all monthly payments are met. Each monthly payment that you make is divided in two. One part repays some of the loan and the other part pays the interest charged on the loan by the lender.
For most of our working lives we strive to pay off our mortgages and other debts. Illness, unemployment or an untimely death in the family does happen and it can jeopardise the ability to repay these commitments and can ultimately lead to repossession of your home should you be unable to maintain your mortgage repayments.
There are many reasons as to why you may want to remortgage. For example you may want to achieve a lower rate of interest and therefore lower monthly repayments, consolidate other debt on to your mortgage, make home improvements, buy a new car, raise a deposit for an investment property etc.
The remortgage process these days is generally very quick and easy and in some cases the new lender will pay any survey and legal costs to switch the mortgage (subject to status and availability).Adding existing debts to your mortgage may both extend the repayment term and increase the overall cost of the debt.
The remortgage process these days is generally very quick and easy and in some cases the new lender will pay any survey and legal costs to switch the mortgage (subject to status and availability).Adding existing debts to your mortgage may both extend the repayment term and increase the overall cost of the debt.
When you are looking to buy your first home it can be daunting, not knowing how much you can borrow, what your monthly repayments will be, what deposit you need, the different types of mortgage available and the various different fees that are payable and when you need to pay them.
Reigate Mortgage Solutions offers an information service that talks you through the above and also aims to get you an agreement in principle with a lender that allows you to look for your new home with the confidence that your mortgage has already been agreed.We are happy to give advice over the phone, by email but most clients benefit from having a face to face meeting.
Reigate Mortgage Solutions offers an information service that talks you through the above and also aims to get you an agreement in principle with a lender that allows you to look for your new home with the confidence that your mortgage has already been agreed.We are happy to give advice over the phone, by email but most clients benefit from having a face to face meeting.
Reviews (6)
Ajay Shakya
Mar 06, 2021
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Peter was extremely helpful in securing a great deal in both re-mortgage of our let to buy property and mortgage of our dream home. If I had any queries, he would come back in a matter of hours, very responsive.
I would highly recommend him to anyone who is looking for professional help with mortgage product.
I would highly recommend him to anyone who is looking for professional help with mortgage product.
Mike Daley
Jan 25, 2021
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Iona Shaw
Oct 01, 2020
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Peter came recommended to us by friends, and he was extremely helpful throughout the whole purchase process. He explained all the various options available to us and took the time to go through all of our questions. We even managed to get our mortgage approved in 24 hours despite the pandemic!
We wouldn't hesitate in recommending Reigate Mortgage Solutions and using him for when we re-mortgage.
We wouldn't hesitate in recommending Reigate Mortgage Solutions and using him for when we re-mortgage.
Asher Burrell
Jul 02, 2020
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Sandra Keating
Jan 04, 2018
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Peter applied for a mortgage for me which was not successful due to the type of dwelling. Peter failed to inform me of the fate of this mortgage, refused to return my phone calls, and I only discovered the fate when I contacted the mortgage company myself. He has acted in a totally unprofessional manner and wasted a whole month of my time.
Alistair Baker
Aug 31, 2017
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