Ignite Financial Services specialise in a first time purchases, onward purchases, buy to let and remortgaging. We also offer number of protection products to suit your needs. We do not charge fees for any of our services. Mike was very thorough at the start of the process when it came to finding a new mortgage taking into account our needs and budget.
By far the most reliable and responsive professionals we dealt with in the moving process! Mike always found us the best mortgage and always gave us good advice and made us feel important and valued. My advisor Matt and Vicky have been very helpful and made me feel at ease throughout the process. Mike has always been efficient, professional, extremely helpful, knowledgeable and made us feel confident in his advice.
By far the most reliable and responsive professionals we dealt with in the moving process! Mike always found us the best mortgage and always gave us good advice and made us feel important and valued. My advisor Matt and Vicky have been very helpful and made me feel at ease throughout the process. Mike has always been efficient, professional, extremely helpful, knowledgeable and made us feel confident in his advice.
Services
Whether you are first time buyer, buying your next home, remortgaging, or investing in property we have expertise in all areas and access to 100's of products. Our business is based on building a long term client/adviser relationship and thus we will always work in your best interests. We provide clear and understandable advice on all aspects of owning your new property, or remortgaging your existing home.
Buying a house is one of the biggest financial decisions that you will make in your life. It is a lengthy and complicated process. But at Ignite Financial services we will provide you with the most suitable advice and help you to make the home buying process as easy and stress free as possible. Make an appointment with Ignite, at home or at our offices.
Buying a house is not cheap therefore you need to be aware of all the costs up front so you can budget in advance. During the initial meeting we will outline these costs to suit your individual needs. MORTGAGE ARRANGEMENT FEES - this will relate to the product that you choose, so can vary considerably.
There are a number of different types of mortgages and we have outlined the key products below. Deciding on which type of product to choose from can be confusing. This will depend on market conditions and your personal risk assessment. FIXED RATES - With a fixed rate mortgage the monthly repayment amount is fixed for a specified period irrespective of changes to the Bank of England's base rate or the lender's standard variable rate.
The monthly repayment you make to the lender each month consists of the interest you owe plus the capital. If you keep up all the repayments on your mortgage, you are guaranteed to have paid off the mortgage at the end of the term. This method is the safest way to repay the mortgage. The payment you make to the mortgage lender each month comprises just the interest you owe for that month.
Reviews (9)
Carol Johnson
Jun 26, 2021
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Positive: Quality
Had a fantastic experience with Ignite. Matt was very patient with me and explained everything very clearly. I was immediately put at ease and felt comfortable. Was very grateful for the support from Vicki, Emma and Nicole who were also brilliant. Wonderful team, highly recommended
Had a fantastic experience with Ignite. Matt was very patient with me and explained everything very clearly. I was immediately put at ease and felt comfortable. Was very grateful for the support from Vicki, Emma and Nicole who were also brilliant. Wonderful team, highly recommended
Lauren Miller
Jun 20, 2021
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I have been using Ignite Financial Services for a number of years now and can highly recommend Mike and the teams Financial Services. They go above and beyond from start to finish to ensure we are happy with our mortgage deal and are always happy to answer my questions. I can't recommend them enough, we will definitely be continuing to use their services in the future! Thank you.
Isaac Lemon
Jun 13, 2021
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Sonia De Vito
Mar 03, 2021
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Ignite Financial Services has helped recently to buy my first home and I am very happy with the services they provided all along the buying process. They have been very responsive, professional, patient and easy to understand in all of their communications. Mike and his team have been great and I highly recommend them. I will certainly continue using them in the future!
Anita Oomeer
Feb 13, 2021
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Positive: Professionalism, Responsiveness
Mike and Vicki at Ignite arranged a mortgage for my first home, and they were a great help through a daunting time. They were quick to respond to my questions and made the process really straightforward. My mortgage was arranged within a few days, and I'm now settling in to my new home. Thanks again!
Mike and Vicki at Ignite arranged a mortgage for my first home, and they were a great help through a daunting time. They were quick to respond to my questions and made the process really straightforward. My mortgage was arranged within a few days, and I'm now settling in to my new home. Thanks again!
Catherine Murphy
Feb 03, 2021
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A returning customer to an always professional. Provides good information to enable the decision that is best for you. Mike has arranged my mortgage for 2 homes as well as re-mortgaging when necessary. Always prompt responses and has everything arranged within days. He arranged my mortgage insurance too and advises when it is time to reduce the policy. I would highly recommend using the services of Ignite, you will not go wrong.
Oneslv Minecraft
Dec 27, 2020
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Unparalleled advice from a seriously professional team!!! Mike expertly guided me through a tricky mortgage application and ultimately helped me secure my dream home. Also used this company for our life insurance policies, as they took the time to really explain every aspect of the cover. Highly recommended, A* service from people who really care.
Georgia Killingworth
Jul 16, 2020
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Thank you to all at Ignite for your amazing service throughout. Simon worked so hard doing all the research into mortgages and insurance policies for us which helped us a great deal as the thought of it all seemed overwhelming at first. They were amazing with communication throughout, always answering calls and emails and trying to resolve any issues along the way. When our first purchase fell through, they made it easy enough to continue and complete the process with the mortgage and made everything hassle-free and simple for us. We are so grateful! We recommend Ignite to anyone and everyone!
Annie U.
Jun 14, 2020
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Being a first home buyer can make this process a bit daunting and overwhelming at times, but with the support from Mike and his team at Ignite, we had completed our paperwork within 2 days and submitted our mortgage application to the bank. Dealing with the bank up to that point had proven time consuming (3 weeks) and confusing which is why we decided to work with a broker. Despite the stamp duty holiday increasing the numbers of applications, this didn't delay the process or impact the professionalism of Mike and his team and the forms we had to complete were straight forward to complete. Mike
