Independent Mortgage Solutions
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Independent Mortgage Solutions
We are happy for you to remove your mask during your appointment as we will be socially distanced with a window open. However, if you feel more comfortable if we all wear masks throughout, then please just let us know. We are also able to carry out online and telephone appointments if you prefer. Please note that we all carry out regular testing, our office is large and airy and we have hand sanitiser available in all areas.

Your comfort and safety is our priority. Your initial consultation is free. We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our standard fee is 299. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Independent Mortgage Solutions LTD act as a credit broker not a lender for PMI and Buildings and Contents Insurance.
Services
Independent mortgage solutions is an independent mortgage and protection brokerage, established on the High Street in the lovely market town of Thame in 2004. We are not owned by any lenders, estate agents or other third parties which means that we only ever act in the best interests of our clients.
At Independent Mortgage Solutions, we have been providing our clients with friendly, knowledgeable and genuinely independent mortgages advice since 2004. Every lender is different, they all have different criteria, they lend different amounts, they treat income in different ways and they have different rules for certain types of property.
At independent mortgage solutions, our experienced advisors will go through your individual situation and find the right combination of cover for you whether you want to cover your mortgage, ensure that your children are cared for or if you want to protect your income in the event of you being unable to work through ill health.
Whether you are a business owner looking to provide an additional benefit to your employees or you are just looking to protect yourself and your family, Private Medical Insurance is often a lot cheaper than most people expect. With the increasing strain on the NHS and its resources, waiting times are getting longer and more effective treatments are not being offered due to budget restrictions, so you might be wondering what the best option is.
Having the correct level of buildings insurance is a legally binding condition of your mortgage. When buying a new property, you are normally advised to have your new policy activated on Exchange of Contracts. We can arrange both buildings and contents cover for you over the telephone and we can provide your solicitor with the necessary documentation via email to prevent delays.
Reviews (10)
Bryony Bemment
Bryony Bemment
Jan 05, 2022
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We had such an excellent experience with Independent Mortgage Solutions. Being completely clueless dealing with this stuff is daunting but Eilish was really informative and so friendly I can’t recommend her services enough. We definitely feel better equipped to discuss and make decisions on our mortgage in future and won’t hesitate to return to independent mortgage solutions.
Grant Brown
Grant Brown
Dec 05, 2021
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Independent mortgage solutions were fantastic, me and my fiancé were first time buyers and didn’t have much knowledge around applying for a mortgage. From start to finish they gave us all the help we could of asked for and went above and beyond to ensure we had a good experience using them. We used Eilish who was absolutely brilliant, she made us feel welcome, was very approachable for any issues we had and solved every query we had brilliantly. We have both recommended this company (especially Eilish) to multiple people and we now wouldn’t consider using a different company.
Lisa Mansell
Lisa Mansell
Dec 05, 2021
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Ivona and the team were nothing less than incredible. Ivona made the entire process so simple and easy, she literally took the stress of everything away. Always answered when we needed her and response times were impeccable along with attention to detail. We will absolutely be using Ivona again, we couldn’t be happier with the service. Thank you all so much for everything.
Hannie Scott
Hannie Scott
Dec 01, 2021
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If you need a mortgage, you need these guys! I cannot recommend independent mortgage solutions enough. Sarah managed our first mortgage and with the help of Sarah & Eilish we recently completed our second house purchase. They helped us from start to finish and went above and beyond to make sure we secured the mortgage we needed for our dream move. Through what was a stressful time, they supported us and did the leg work needed while ensuring we were constantly updated on progress. Without them we truly would’ve been lost so thank you so so much, we couldn’t have done it without you!
Aimee Parkes
Aimee Parkes
Nov 30, 2021
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Fantastic customer service, excellent communication and I would recommend IMS to anybody buying a new house.
Eilish made the process of buying our first home incredibly easy, helping with mortgages, explaining rate and answering every silly question. They are flexible with face to face or telephone calls and all at a reasonable cost. We will certainly be using there services again in the future.
Tori Gregory
Tori Gregory
Nov 06, 2021
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Positive: Professionalism
Very helpful, good advice and always available to talk and go through queries.
Gavrichlee
Gavrichlee
Oct 29, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We have used Independent mortgage solutions for 5 different mortgages now and every time they have been professional, quick, reliable and most of all hassle-free. I would highly recommend!
Lisa Barnes
Lisa Barnes
Oct 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We were delighted with the recent service we received from IMS when we needed a quick turnaround on a mortgage offer earlier this year. They kept us informed and made the whole process very easy. Wouldn't hesitate to recommend.
Amy Schubert-Lee
Amy Schubert-Lee
Oct 22, 2021
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I absolutely love using Independent Mortgage Solutions. I first used them about 10 years ago when a friend recommended using them for my first flat purchase. So, when it came to moving house, I just went straight back to them, and again when we needed to remortgage.
They have always got us an excellent deal, Sarah and Ivona talked us through every stage and took all of the hassle out of mortgages. I’ll definitely be back in another 10 years when our mortgage expires!
Ben Allman
Ben Allman
May 19, 2021
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We were given a very short amount of time by our landlord to arrange moving out, so we decide to look at buying. As first time buyers we had no idea of where to start. Recommended by family, Sarah provided us with everything we needed and more, and was available for questions and to explain things as and when we needed to. We had an excellent mortgage offer within 3 weeks. Super fast, professional and excellent quality of service. I have already recommended to others! Will definitely be going to Sarah again when we are ready to move/remortgage! Thanks so much Sarah and IMS.