Armchair Mortgages specialises in mortgages and non-investment insurances. The main areas we cover for insurances involves protecting property, families and income, which are the three key areas many people require advice on from time to time. When advising and arranging mortgages our advice is based on a limited number of lenders and with insurances we use an extensive panel of providers, which we review periodically.
We currently have offices in Birmingham, Cornwall, Coventry, London, Merseyside, Norwich, Oxford, Walsall, Wolverhampton and 2 in Staffordshire where the company started. If we decide to charge you a fee for mortgages you will be informed of the amount upfront and the fee is only payable once the mortgage completes.
We currently have offices in Birmingham, Cornwall, Coventry, London, Merseyside, Norwich, Oxford, Walsall, Wolverhampton and 2 in Staffordshire where the company started. If we decide to charge you a fee for mortgages you will be informed of the amount upfront and the fee is only payable once the mortgage completes.
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Before you supply any personal details to us on this contact page please read our CUSTOMER PRIVACY NOTICE. This notice sets out how we will process your personal data in line with the General Data Protection Regulations. By submitting the below Contact Form you are confirming that you have read our Customer Privacy Notice and that you agree to Armchair Mortgages Ltd processing your personal information for the purpose of contacting you.
A life assurance policy that only pays out a lump sum if the policyholder dies. It is set up for a specific period of time and is generally used for family protection as the sum assured that is paid out is the same as when the policy started. A variation of Term Assurance and is taken out to protect the mortgage.
The earliest form of insurance was marine insurance and the first policies date back to the 13th century in Genoa and Palermo. Life assurance policies commenced in the 16th century, mainly for people between 12 and 45, and the first traceable policy dates back to 1588. The premium was the same whether you were 13 or 44! How about that?
Most people in civilised societies understand that a mortgage is a loan, normally secured on a property but not always. Many think they are a fairly recent innovation but in fact mortgages in England can be traced back to the 12h century. The law in those days stated the mortgage was a conditional sale, that the borrower held title to the property but the lender could sell the property if the debt wasn't paid and so recover his money.
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