The Loans Engine
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The Loans Engine
Representative Example: Based on borrowing 64,500 over 25 years with 60 monthly repayments of 454.66 followed by 240 monthly payments of 483.97. Annual Interest Rate 6.38% fixed for five years, then variable. Representative APRC 7.7%, total amount repayable (if loan kept for full term) 143,527.40. Includes a broker fee of 2,995, and lender fees of 595.

Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. We are a loan broker Authorised and Regulated by the Financial Conduct Authority.
Services
The Loans Engine is a specialist finance broker. This means we have a panel of lenders that we search to find suitable financial products for our customers - we don't actually lend ourselves. We work closely with the UK's leading lenders, building relationships, to give you access to their range of products with rates based on your personal circumstances.
Here, at The Loans Engine, we have been helping thousands of customers find the right financial solution for over 28 years. We strive to conduct our business to the highest standards, provide a first class service and provide you with the best outcome. We're currently helping hundreds of customers get the money they need - even those who have missed payments, are self-employed or have been turned down for credit elsewhere.
We have a very close relationship with all our lenders. We have detailed knowledge of their acceptance and lending criteria and will use this information to tailor the products we discuss with you. As well as this, we often work in association with the lender's underwriters to resolve application challenges and overcome sticking points.
We are committed to providing you with a comprehensive and competitive range of loans and related products. We work in a way that makes the process of arranging your loan simple and easy to understand. We do this in a responsible manner through people who are well trained and act in accordance with the highest standards of honesty and integrity.
YES, a Secured Loan can be secured against a rental property that you may own, or even a portfolio of properties. We offer competitive variable or tracker rates, with fixed rate and interest only products also available. As well as the usual loan purposes like consolidation or home improvements a borrower can raise funds to pay a tax bill, loans for a business or a property purchase.
Reviews (7)
Liam Dennis
Liam Dennis
Dec 20, 2021
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Top firm with great communication throughout sales progression. Special shout out to Bev who is always a pleasure to deal with.
Tom Wigston
Tom Wigston
Nov 01, 2021
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Great service, friendly and knowledgeable staff. They kept us fully updated throughout the process. I would not hesitate recommending this company.
Chris Smthers
Chris Smthers
Sep 20, 2021
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Really disappointed service . They give you the worst rates imaginable . PLEASE AVOID. The director is VERY rude and unhelpful .
Dean R.
Dean R.
Jun 14, 2021
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Thanks again to this company without them i would not be in the position i am in now, they care so much for there clients making sure along with the qualification they place the right product great experience, so a very big thanks to Daniel Duggan & well Paul was the mastermind in making it all happen for me, i would not think twice in recommending this company with 100% confidence.
Jennifer Mcgurk
Jennifer Mcgurk
Aug 09, 2020
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Avoid at all costs dont touch with a barge pole, charged my mum a fortune in fees and costs ,for a bridging loan only to announce 4 weeks ago they can no longer lend any money
Carmania Circle
Carmania Circle
Jul 11, 2018
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Great communication and always felt our interests were being looked after. Professional handling of application and securing us a great deal."
Kerry Shaw
Kerry Shaw
Jul 13, 2017
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Brilliant service. Staff were polite and well informed. We were kept up to date, communication was first class.