Having been an Appointed Representative with Legal and General for the past 20 years, this step allows us to become much more streamlined with our processes and compliance regimes which will benefit our client base enormously. With our new point of sale systems we are able to reduce the time taken from initial advice to mortgage offer.
Documentation is now much easier to understand for the average mortgage customer with far less paperwork. Whilst we were always "Whole of Market" from a mortgage point of view, we are now able to offer advice on protection products from a panel of the largest insurance providers including Legal and General, Aviva, LV, AIG and Vitality.
Documentation is now much easier to understand for the average mortgage customer with far less paperwork. Whilst we were always "Whole of Market" from a mortgage point of view, we are now able to offer advice on protection products from a panel of the largest insurance providers including Legal and General, Aviva, LV, AIG and Vitality.
Services
Having joined the Financial Services Industry in 1981 with Imperial Life of Canada I have remained in that industry ever since. I found I had a great interest in property and the acquisition of it. I majored in the Mortgage market obtaining a wealth of experience in the underwriting of various lenders and their schemes.
We'll consider your individual circumstances and all available options before recommending the most suitable mortgage for you. Our initial consultation is free. Our typical fee for arranging a mortgage is 295. However, depending on your circumstances, we may charge a fee of up to 1.5% of the mortgage amount.
Our Mortgage Advisers help hundreds of people move home and remortgage every year so we understand how important it is for you to have the right information to help you every step of the way. Information about products from the whole market place, advice on all those products and, more importantly, a recommendation as to which product to take and why.
As well as paying a solicitor or licensed conveyancer for the work he or she does, you'll have to pay the cost of land registry charges and local search fees. If your lender has their own solicitor acting for them, you may have to pay their fees as well. Some advisers may charge a fee for the advice they give you.
Whether you're able or prepared to make changes to your lifestyle that may reduce your other outgoings. You will need to find out how much you can borrow before making an offer on a property. Some lenders will work out how much they'll lend you before you find a property - this is called an approval in principle.
Reviews (9)
Keely Wraight
Nov 02, 2021
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Charlie Perkins
Oct 17, 2021
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Michael Rosenberg
Jun 18, 2021
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The IMC team are helpful, patient, and knowledgable about their service and products and were able to quickly ascertain my needs and limitations when advising about possible solutions related to financing my property. I will certainly work with them again, and highly recommend IMC to anyone looking for financial counsel and efficient execution once a plan is agreed.
Emma Oliver
Mar 20, 2021
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Katie Dawes
Dec 29, 2020
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Milan Rai
Oct 16, 2020
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Wayne Chapman
Nov 14, 2018
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I have used The Independent Mortgage Centre over the years for remortgaging and also helping raise addition money for home developments, and can whole heartily recommend them, I was well looked after from start to finish, but never forgotten as I get my reminders prior to the review of my remortgage so I know I am safe.
Paul 'Parky' Parkinson
Sep 05, 2018
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Helped me on my Re-Mortgage in July 2018, showed me a way of saving a lot of money by coming away from Natwest (I had been with them for years), listened to my specific needs & requirements, suggested a tailored product and made something I was dreading doing such a stress free experience. Would thoroughly recommend
John Haffenden
May 16, 2018
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