Being Mortgage Brokers Kent means we are not tied to a single lender and can source mortgages for you from hundreds of lenders, giving you more options. We only allow advisers who have at least 15 years experience to work with our clients so you know you are getting the best advice. Your dedicated Case Manager will take care of the entire process right through to completion of your new mortgage, making the experience easy.
We're not just about the now, we offer a full after sales support and ongoing mortgage reviews for as long as you need us. Our #1 priority is you, the user. Mortgage advice from your bank, building society will be limited to just the mortgages they sell and their criteria whilst advice from an Estate Agent may be restricted to small panel of lenders.
We're not just about the now, we offer a full after sales support and ongoing mortgage reviews for as long as you need us. Our #1 priority is you, the user. Mortgage advice from your bank, building society will be limited to just the mortgages they sell and their criteria whilst advice from an Estate Agent may be restricted to small panel of lenders.
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If you are moving home, you generally have a few options. The chances are you already have a mortgage on your current home, if this is the case it is likely that your current lender will allow you to move this mortgage to your new property although do check as not all lenders allow this.
If you do have a mortgage but are tied with redemption penalties, then it is most certainly best to move your mortgage to the new property to avoid paying the penalty.If you are not tied with redemption penalties then it's worth comparing the rest of the market against your current lender to make sure you are getting the best deal.
If you do have a mortgage but are tied with redemption penalties, then it is most certainly best to move your mortgage to the new property to avoid paying the penalty.If you are not tied with redemption penalties then it's worth comparing the rest of the market against your current lender to make sure you are getting the best deal.
We are afraid to say that in general the answer is no, most lenders offer the same mortgages to home movers as they do to first time buyers. It is vital you get professional advice right at the start of the process so as soon as you start searching for a new home get in touch, we are always happy to offer friendly and professional advice.
A mortgage supported by the Help to Buy: Mortgage Guarantee scheme works in exactly the same way as any other mortgage except that under the scheme the Government offers lenders the option to purchase a guarantee on mortgage loans. Because of this support, lenders taking part are able to offer home buyers more high-loan-to-value mortgages (80-95%).
A re-mortgage simply means changing your mortgage from one lender to another, you may want to do this for a number of reasons but the most common reason is to get a better rate of interest when your current fixed rate or tracker rates expires.
It is quite common for clients to re-mortgage at the end of a special rate their current lender has offered as you will usually end up on what is known as the Standard Variable Rate, which usually means your mortgage payments will increase.Other common reasons for switching lenders is to raise capital for a number of reasons which generally include debt consolidation and buying a property to let out.
It is quite common for clients to re-mortgage at the end of a special rate their current lender has offered as you will usually end up on what is known as the Standard Variable Rate, which usually means your mortgage payments will increase.Other common reasons for switching lenders is to raise capital for a number of reasons which generally include debt consolidation and buying a property to let out.
Sharedownership is a great way to help you if you do not have a large deposit or your bank can not lend you enough to buy a new home in your area.
Typically you would buy a home from a housing association who are offering shared ownership property for sale, you can buy a share from as little as 25% of the value of the property and you pay the housing association rent on the share you do not buy, this is typically cheaper than a mortgage for the whole property.
Typically you would buy a home from a housing association who are offering shared ownership property for sale, you can buy a share from as little as 25% of the value of the property and you pay the housing association rent on the share you do not buy, this is typically cheaper than a mortgage for the whole property.
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