At the moment, we are not processing applications for new loans. We are busy working on the launch of an exciting new mobile app that is set to revolutionise the credit industry. Before we launch, you can sign up to be part of the exclusive early access group on the Loal website. Loal is a brand new credit building and lending app that will be available very soon.
Loal's mission is to equip people with the tools they need to overcome short-term financial difficulties, build or rebuild their credit profiles and enhance their overall financial literacy. Before the launch, you can sign up to be part of the exclusive early access group on the Loal website. Put your loan to work with the Oakam app, grow your credit rating over time and build your way to a brighter financial future.
Loal's mission is to equip people with the tools they need to overcome short-term financial difficulties, build or rebuild their credit profiles and enhance their overall financial literacy. Before the launch, you can sign up to be part of the exclusive early access group on the Loal website. Put your loan to work with the Oakam app, grow your credit rating over time and build your way to a brighter financial future.
Services
We pride ourselves with offering responsible, transparent and personal financial loan services to our customers. We put customers at the core of what we do and ensure that we treat our customer fairly throughout their journey with Oakam. We believe that this provides our customers with the confidence that we are the right loan provider for them.
One in five people in the world lack access to basic financial services. Our mission is to transform the lives of the financially neglected and empower them to achieve their money goals. Oakam's digital-first model enables more accurate, personalised, credit scoring and lending for all. From application to repayments and loan top-ups - anytime, anywhere from the Oakam app and website.
Our loans are designed to grow with you. When you apply for your first loan with us, we'll be able to offer you up to 800 to be repaid over 6 months. As we see that you're paying back this first loan, you can get access to bigger loans lower rates and for longer terms. For example, your second loan with Oakam can go up to 1,750, which can be repaid over 6, 9 or 12 months.
The Oakam loan is designed to give us the best chance at approving your application and providing you with cash fast. It's there when you need it, but it also grows into something much bigger. As we see that you're paying back your Oakam loan and making your weekly repayments on time, you'll be able to top up your initial loan to access more money if you need it.
The Big Plus loan from Oakam is designed with a purpose - your longer-term financial needs. As you borrow and pay back successfully with our flagship product, the Oakam Loan, you'll unlock access to our larger product, the Big Plus loan, bringing with it larger loan amounts over a longer period of time and at a much lower annual interest rate.
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