Just Cash Flow
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Just Cash Flow
An alternative overdraft smoothing out cashflow peaks and troughs with NO long-term commitment. A flexible interest only loan solution for those businesses looking for flexibility, with funding from 10k and 1M up to 12 months. A Capital and Interest Loan for business investment and capital expenditure, with funding from 10k and 1M up to 12 months.

A 6 Month loan solution helping you fund VAT on major business purchases until you can claim this back from HMRC. The process of obtaining the additional funding from Just Cashflow was really straightforward. Our phone lines are open 8.00am to 5.00pm Monday to Thursday and 8.00am to 4.00pm on Friday.
Services
We offer flexible funding solutions to businesses to help them improve cash flow management and invest for growth. We work with our customers support their longer term funding challenges. We have invested significantly in our technology solutions which has enabled us to speed up our lending decisions and provide faster funding to our customers.
Our phone lines are open 8.00am to 5.00pm Monday to Thursday and 8.00am to 4.00pm on Friday. The APR is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of an unsecured loan up to 25,000 over its term. This applies to Just Cash Flow PLC's fixed term loans as well as our revolving credit facilities.
Reviews (9)
Graham Edwards
Graham Edwards
Jan 06, 2021
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Excellent customer service and have given excellent support. My account manager has been outstanding during this period of time with the pandemic and its impact on my business. Thank you
Dean Bird
Dean Bird
Dec 30, 2020
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Awful treatment - They don’t care how you end up in difficulty - no compassion - had to close one retail business and one business is still going , albeit currently not working yet
Please read all the bad reviews , as the story is the same - don’t respond to letters , don’t follow pre action protocol, go straight to court action without obtaining all the facts or sending the requested documents - contained within pre action packs
Don’t reply to formal complaints - been over two months now
Payment plan of a decent amount offered to them and agreed if they stopped interest (Actually got
Dan Moss
Dan Moss
Dec 20, 2020
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A personal service is the key hear. You get to talk to someone! In my case, Victoria and other parts of the team really helped to provide all the information I needed to make an informed decision and ultimately give us the CashFlow we need to grow the business. Invaluable service for any business.
Christopher Davies
Christopher Davies
Aug 27, 2020
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Just Cash Flow are in my view both highly professional and responsible lenders. The products are tailored to meet the needs of businesses with shorter term or seasonal cash requirements. The Just Cash Flow offering comes with very clear lending terms which leave borrowers in no doubt about the cost of a facility and the interest charges that would accrue on a daily basis. My experience in signposting clients to Just Cash Flow has been entirely positive. In my opinion the Just Cash Flow offering is highly relevant for many businesses and in all cases should be viewed as a tool for use in the correct
Jane Gray
Jane Gray
Aug 18, 2020
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I really dont know what I would have done without Justcashflow through these last few months, and particularly my account manager Victoria. They have been nothing but helpful, kind, caring and have worked tirelessly with me to keep the show on the road. Its been a tough time, and continues to be but I know I can pick up the phone, talk through the issues and they will be supportive and helpful all along the road. Its such a refreshing change these days; they're not only with you in the good times, they are there in the bad too. None of us have had it easy over recent lockdowns, and my sector, hospitality
Cabhit Com
Cabhit Com
Jul 10, 2020
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Worst experience of the life. Do not go near to them if you need a peace of mind and not looking for ccj
Revolving facility from Just Cash Flow for 2 years, all interest paid on time, however in month of March requested to convert interest only into repayment, no response, few weeks later, send the letter from Solicitor, for full demand, Legal team asked for income and expenditure, immediate forwarded all paper work again no response, tried to explain the solicitor over the phone, was very rude (John Morse). Now without assessment or rejecting the repayment plans, they have issued ccj, against
Cabhit Limited
Cabhit Limited
Jan 23, 2020
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Kindly request all not to deal with this company in your life , If you are looking for a startup loan, we had overdraft facility with this company for 2 years, Paying £110 a week interest for nearly 2 years, requested 4 months ago to convert overdraft into loan as company sales are down due to Brexit. They simply ignore the request, no alternative we stopped paying interest to alert, they even did not bother to call or respond to emails and send a county court notice. Taking personal responsibility as concern about paying the overdraft, they went further adding interest and force to pay in 18
Steven John
Steven John
Dec 18, 2019
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Do not use this company - When your struggling they offer no help and are extremely ruthless and will do whatever they can to get their money back. There is no support and the people you speak to are probably the most awful, non compassionate people ive ever dealt with. Be warned - if i could give no stars i would
Paul Hughes
Paul Hughes
Nov 14, 2019
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Poor experience. Applied for rolling credit with them and the staff were fantastic at first and helpful. I told them everything that may work against the application up front and they still proceeded as I apparently hit all criteria. I was then told no to my application initially without any reason given. I phoned the helpful staff to enquire and whole attitude changed seemingly because my potential business was worthless to them. I then got an in depth as to why they said no, and they simply stated all the things I had told them up front,and many other reasons that were wrong as well. I believe