First Defence Finance is a not-for-profit financial co-operative, which means we are owned and run by our members. We offer fair and affordable savings accounts and loans for serving members of the Armed Forces, veterans and their families. Please be aware that this is not a loan offer and the figures quoted in this document are based on our lowest rate which may differ from the actual APR you qualify for after we have conducted a credit search.
As a result, this should only be used as an indicative illustration. Notice: This is a representative example. Available via payroll deduction only. Proof of debt required. Any debt will be paid of directly to the third party by us. The rate we will offer you is based on your loan requirements and individual circumstances.
As a result, this should only be used as an indicative illustration. Notice: This is a representative example. Available via payroll deduction only. Proof of debt required. Any debt will be paid of directly to the third party by us. The rate we will offer you is based on your loan requirements and individual circumstances.
Services
With a rich history of over 25 years, we have grown to be one of the UK's largest Credit Unions. In 2015, we were selected by the Ministry of Defence to provide serving Armed Forces personnel, veterans, and their families with simple savings and affordable loans.
As part of the Ministry of Defence's goal to help serving personnel become financially resilient, First Defence Finance started helping those who serve with savings and loans from their pay.We are a financial cooperative owned and run by our members for its members. We provide an ethical alternative to both mainstream financial service providers and pay-day lenders.
As part of the Ministry of Defence's goal to help serving personnel become financially resilient, First Defence Finance started helping those who serve with savings and loans from their pay.We are a financial cooperative owned and run by our members for its members. We provide an ethical alternative to both mainstream financial service providers and pay-day lenders.
Start building your nest egg from as little as 10, with deductions straight from your JPA pay, so you won't even miss it! As you build your savings, you'll have a pot for emergencies such as car breakdowns, larger purchases such as cars or holidays or to build your mortgage deposit in a hassle-free way.
Teach your child the value of good savings habits for a great head start in life from as little as 10 per month straight from your pay. Give them a helping hand to learn to drive, further their education or even to help to start saving for a deposit for their first home. You can withdraw your money on behalf of a Junior member.
Be in with a chance of winning up to 5,000 by entering into a free monthly Prize Draw with a PrizeSaver account. When you save with PrizeSaver, every 1 in your account (up to 200) is a chance to win and boost your savings. Participating Plane Saver members will be entered into the monthly draw with 14 other credit unions and if you're a winner, you'll be notified by us within two days!
Our Flexi Saver gives members with existing borrowing with us to open a savings account that they can access at any time. As you cannot access your Regular Saver when you have a loan with us, this account will help you put money away for when you need it most. We do not handle cash, so all payments are therefore made electronically into the back account of your choice.
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