We specialise in providing you with quality, professional mortgage advice that you can trust. Whatever your particular requirements, whether it be a mortgage for a house purchase, remortgage, buy to let, or protection against accident, sickness, critical illness or death we can ensure that we find the best solution for you.
Quite often you hear 'it could never happen to me' or 'I'll sort it out later'. Well the old maxim of "failing to plan is planning to fail" is no better suited to the ignoring of crucial decisions on protection. We can search through a range of policies to find the one that suits you best from our extensive list of insurers.
Quite often you hear 'it could never happen to me' or 'I'll sort it out later'. Well the old maxim of "failing to plan is planning to fail" is no better suited to the ignoring of crucial decisions on protection. We can search through a range of policies to find the one that suits you best from our extensive list of insurers.
Services
We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client.
RTA Mortgage & Financial Services was established in 2006 by Steve Thorn and Jack Richardson, who between them have over 20 years experience in the mortgage industry.We quickly built on our success and trusted reputation within the local area to expand and develop a team which is dedicated to delivering a first-class service to our clients at all times.
RTA Mortgage & Financial Services was established in 2006 by Steve Thorn and Jack Richardson, who between them have over 20 years experience in the mortgage industry.We quickly built on our success and trusted reputation within the local area to expand and develop a team which is dedicated to delivering a first-class service to our clients at all times.
Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers. Whether you are a first time buyer, looking to remortgage, purchase a second home or even looking to release equity to provide income in retirement.
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect. Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision. To help you with making the right decision we have put together 10 top tips for you.
When it comes to buying a home, some lenders can take on a rather sanctimonious attitude. They want to deal only with those who have faultless credit histories, perfect work records and adequate deposits. But money problems can affect everyone. Adverse credit problems can be linked to a loan default, county court judgements or being a discharged bankrupt.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender. Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
Reviews (9)
Lee Murray
Dec 15, 2021
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Nathan Hendy
Oct 03, 2021
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Positive: Professionalism, Quality, Responsiveness
I couldn’t recommend Katie enough ! She was very easy to keep in contact with every step of the way and explained everything clearly for anyone to understand. She was very kind and even helped me with other small issues to get is all done quicker. Would 100% use again when the time comes !!
I couldn’t recommend Katie enough ! She was very easy to keep in contact with every step of the way and explained everything clearly for anyone to understand. She was very kind and even helped me with other small issues to get is all done quicker. Would 100% use again when the time comes !!
Rachael Coleman
Sep 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Highly recommend! Our mortgage and protection adviser Katie, went above and beyond to help us get the most of everything that was available to us. Very friendly, professional and came back to our enquires quickly. Made moving a lot less stressful :)
Highly recommend! Our mortgage and protection adviser Katie, went above and beyond to help us get the most of everything that was available to us. Very friendly, professional and came back to our enquires quickly. Made moving a lot less stressful :)
Steven Stopps
Sep 24, 2021
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Jess Protheroe
Sep 18, 2021
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Ben Sawyer
Aug 31, 2021
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Louis Hutchings
Aug 28, 2021
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Adam Atherton
Aug 23, 2021
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After the most stressful 2-3 months of my life trying to sort a mortgage out with many ups and downs. Katie was a absolute super star she went the extra mile every opportunity she got to keep me updated informed and on target. She fought my corner every step of the way and after 3 months we finally complete today thank you so much Katie would highly recommend these guys.
Adnan Mir
Jun 16, 2021
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I had the absolute pleasure of being served by Lee Kempthorne at RTA. I was a first time buyer and two properties that I had accepted offers on were withdrawn from the market due to uncertainty with the pandemic. Each time Lee found me a great mortgage and on the third occasion my purchase finally went through. Lee's patience and professionalism throughout this period was impecable. I could message him day or night and he was quick to reply and put my mind at ease. He was incredibly reassuring and made sure I was fully informed. He got me a fantastic mortgage that I could never have sourced on
