Independent Mortgage Solutions

When Simon Upton, the Managing Director, set the business up he was tired of seeing the ways other brokers worked. Most were 'transactional' rather than wanting to build long term relationships with clients. The business has evolved over many years and we rely almost entirely on word of mouth with personal recommendations being our biggest source of new clients.

During each mortgage 'transaction', that being a re-mortgage or a property purchase, we will keep you informed of the progress. We will send automated text alerts at crucial stages, so that you are conveniently informed of the progress of your application, we will also advise you at the outset of your 'office based' contact, who will also keep you informed of any changes or requirements.

Our online mortgage calculator will help you with calculating our monthly mortgage payments. Simply adjust the amount you wish to borrow, the term over which you intend to pay it off and the interest rate for the result to be shown. Please note that the calculator is for indicative purposes only. Any amount you borrow is subject to your own personal circumstances and the lenders criteria for mortgage acceptance.

Flexible Mortgage This style of mortgage has advantages over other types of mortgages. The interest rate applied is variable and calculated daily instead of annually which means any capital repayment of the loan will immediately affect the interest charged on the outstanding balance. Regular overpayments or payment holidays are allowable and additional funds can be drawn from the account up to the original mortgage balance.

Being a first time buyer can be both exciting and nerve-wracking at the same time. After all, having finally decided to take your first steps onto the property ladder, most people, when they buy a house, have to borrow some money in the form of a residential, or 'owner-occupier' mortgage.

These long-term loans, typically provided by bank or building societies, which are secured against the property itself, seem simple enough, but there is a wealth of information to take in.Not only can the choice, at times, seem daunting, but these days arranging a residential mortgage isn't as straightforward as it seems.