Dorset Financial Planning is an independent financial services business based in Bournemouth, Dorset. We offer whole-of-market mortgage advice and pride ourselves on being an honest, ethical and socially responsible business.
In addition to residential, buy to let, holiday home and self build mortgages, we also provide Equity Release (now known as Long Term mortgages), Commercial and Semi-Commercial mortgages as well as a wide range of protection products.We will help you make the best choice for your circumstances with regards to buying your home and investing in property for the now and the future.
In addition to residential, buy to let, holiday home and self build mortgages, we also provide Equity Release (now known as Long Term mortgages), Commercial and Semi-Commercial mortgages as well as a wide range of protection products.We will help you make the best choice for your circumstances with regards to buying your home and investing in property for the now and the future.
Services
With years of previous experience in various financial service roles such as quality control, complaints, pensions and volunteering as a debt counsellor I have a lot of background knowledge that comes in handy when considering the best course of action with a mortgage and the ability to raise potential issues that may need to be referred to a tax adviser, investment adviser or solicitor.
The interest rate is the most visible part of any mortgage but to find the best deal isn't as simple as looking for the lowest advertised rate. A loan with a lower interest rate but higher fees may end up being more expensive. It can take a long time to evaluate this information but a mortgage adviser can use a sourcing system that can sift out the mortgage relevant to your needs.
There is that old saying, 'money does not buy happiness'. There are plenty of successful and wealthy people confirming this. However, when I worked as debt counsellor, i did observe that money does have some influence on our happiness. If our lives are unstable then it can result in our finances getting out of hand which can lead to further stress and worry.
Landlords with four or more buy to let mortgages need to provide lenders with information on their whole portfolio when assessing lending. I will ensure you fully understand what the full costs are with regards to the mortgage(s) and I will ensure the mortgage application is as smooth and stress free as possible.
With so many businesses restructuring, the idea of a job for life doesn't really exist anymore and an employed person arguably doesn't have any greater prospect of long term income than other means of earning a living. As a result the mortgage lender looks at the whole picture by assessing the type of work and trade of the applicant when judging how permanent someone's income is.
