We understand how important it is to protect your family and secure your future. With years of experience and access to the leading insurers, Spectrum FA will provide a tailored insurance solution that fits your specific requirements, helping to secure your family's lifestyle. Your business is important to you, so it makes sense to safeguard it from unexpected events that could lead to loss of profits.
Spectrum FA have worked with all types and sizes of businesses and will advise on customised contingency plans to protect your business and safeguard your livelihood. By providing tailored advice on a wide range of business protection insurance and personal protection plans, we put our clients at the heart of everything we do.
Spectrum FA have worked with all types and sizes of businesses and will advise on customised contingency plans to protect your business and safeguard your livelihood. By providing tailored advice on a wide range of business protection insurance and personal protection plans, we put our clients at the heart of everything we do.
Services
Whether you are an individual or you have a family, a sole trader or a large commercial business, Spectrum Financial Advice will offer you a professional, personal and tailored service that will protect your business and your personal insurance needs.
We will fully review and advise on your protection requirements, looking at existing arrangements you may have in place and identifying areas that are important in securing your future, to give you peace of mind.Our expert advice is focused on the client and tailored to their specific needs. With his personable and friendly approach, Lewis offers tailored advice to both businesses and individuals.
We will fully review and advise on your protection requirements, looking at existing arrangements you may have in place and identifying areas that are important in securing your future, to give you peace of mind.Our expert advice is focused on the client and tailored to their specific needs. With his personable and friendly approach, Lewis offers tailored advice to both businesses and individuals.
It is not something that most of us want to think about, especially when things are going well, but the death or critical illness of key personnel within your company can have far-reaching and sometimes unforeseen consequences, which have the potential to ruin your business and add unnecessary suffering to an already difficult set of circumstances.
Shareholder Protection - alternatively known as Director Share Protection, Partnership Protection or Ownership Protection - is a means of ensuring that, should one shareholder/partner in a business die, the remaining stakeholders are able to purchase their share and ensure the continued smooth running of the business.
Keyman insurance (Key Person Protection Insurance) is a means of insuring your most important personnel in order that your business can continue trading in the event of their loss due to death or critical illness. Whatever industry you are in or however large your company is, there will be at least one or more key individuals who are important to the smooth running of your business.
Relevant Life Insurance - sometimes called relevant life plan, relevant life cover or death in service - is a type of business protection insurance that allows a company or organisation to provide life insurance and in addition significant illness cover for one or more of their employees, including directors, payable to their next of kin.
Reviews (9)
Elizabeth Baines
Jan 23, 2022
Report
Ricky Clark
Jan 20, 2022
Report
Joel Hunneybel
Sep 10, 2021
Report
Lewis provided me and my wife with a very professional service.
He advised us on various options that were suitable for us.
He worked around us and our life and critical illness policies were set up very promptly, once we were happy to proceed.
Lewis at Spectrum FA would be someone I would highly recommend.
He advised us on various options that were suitable for us.
He worked around us and our life and critical illness policies were set up very promptly, once we were happy to proceed.
Lewis at Spectrum FA would be someone I would highly recommend.
Rebecca Camplin
Nov 09, 2019
Report
I used Spectrum to arrange my life and critical illness insurance.
Lewis showed me various options and sourced the cover I wanted at a really good price.
Lewis explained everything to me clearly and he made the whole process from start to finish very easy.
I am very happy with the service I received.
Lewis showed me various options and sourced the cover I wanted at a really good price.
Lewis explained everything to me clearly and he made the whole process from start to finish very easy.
I am very happy with the service I received.
Freddie Russo
Oct 07, 2019
Report
I had been referred to Spectrum to arrange relevant life cover for me as a Director. The service I received from Lewis was outstanding. Lewis came to my premises and ran through the covers to be provided, the pro's and con's and various quotes to decide from. I now happily refer Lewis and Spectrum to all my friends, family and clients, as I know they will be well looked after.
Natalie Alderton
Dec 07, 2017
Report
I was recommended to Spectrum for advice on life and critical illness insurance for both my business and family.
I found Lewis to be very knowledgeable and personable and he made the process very simple.
I would highly recommend Spectrum Financial Advice and Lewis to anyone looking for expert advice on business and personal protection insurance. Thanks
I found Lewis to be very knowledgeable and personable and he made the process very simple.
I would highly recommend Spectrum Financial Advice and Lewis to anyone looking for expert advice on business and personal protection insurance. Thanks
L. & M. Fruits
Oct 13, 2017
Report
Spectrum provided me with an excellent service.
Lewis visited me and listened to my needs and we discussed the areas that were important to me.
A range of options were explained along with all the benefits.
Once I decided what options I wanted to proceed with for my business and my family, Lewis helped me with all the paperwork and the policies were in force later that day.
Thank you for the advice. I would definitely recommend anyone looking for expert protection advice to speak to Spectrum Financial Advice.
Lewis visited me and listened to my needs and we discussed the areas that were important to me.
A range of options were explained along with all the benefits.
Once I decided what options I wanted to proceed with for my business and my family, Lewis helped me with all the paperwork and the policies were in force later that day.
Thank you for the advice. I would definitely recommend anyone looking for expert protection advice to speak to Spectrum Financial Advice.
Ross Hulse
Sep 06, 2017
Report
Spectrum and my firm have formed a strong business alliance over the past several years. I have referred many of my clients to Spectrum over the years to help them get adequate protection in place for themselves and their companies. I have always found Lewis to be clear and concise in explaining the terms of each policy, and highly proactive. He has managed to save my clients thousands in premiums by getting the most attractive policies, whilst also increasing the level of their cover. The feedback from my clients has been excellent.
Sue Fisher
May 29, 2017
Report
Lewis is extremely friendly and very knowledgeable about the industry he works in and gave us brilliant help and support when setting up the insurances and protections needed for our company. I would highly recommend Spectrum Financial Advice and especially Lewis to anyone and will definitely use their services again.
