Authorised & regulated by the Financial Conduct Authority (FCA). The FCA do not regulate Commercial Mortgages, Bridging Loans & some forms of Buy-to-Let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration.
There may be a fee for Mortgage Advice. A typical fee is 250 but the precise amount will depend upon your circumstances and will be disclosed prior to any financial commitment. Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority. On behalf of APS Legal & Associates Ltd, White Hart Yard, Bridge Street, Worksop S80 1HR.
There may be a fee for Mortgage Advice. A typical fee is 250 but the precise amount will depend upon your circumstances and will be disclosed prior to any financial commitment. Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority. On behalf of APS Legal & Associates Ltd, White Hart Yard, Bridge Street, Worksop S80 1HR.
Services
If you require finance to purchase a property, need to remortgage, or raise capital it is strongly recommended that you obtain the best quality mortgage advice before you commit yourself. The quality of mortgage advice and speed of service can often be critical in making sure that your purchase completes on time.
Buy-to-Let properties have been a popular and profitable investment for many people over the years. However, whilst this is a competitive marketplace many Buy-to-Let lenders have tightened up their lending criteria making it harder to obtain a mortgage. For example, many lenders will require the applicant to have a minimum personal income which some people cannot satisfy.
A Lifetime Mortgage (often referred to as Equity Release) is a way of getting cash out of your property without the need to move and in many cases without the requirement to make monthly payments to the lender. It is also possible to move to a new property by way of an Lifetime Mortgage on your new home.
Property Acquisition and Development - Bridging finance is especially useful for purchase at auction or if the property is to be developed and sold on within a short period of time. Speed and Convenience - When funds are required quickly, the speed and convenience of bridging finance makes it the ideal solution.
Buying a business premises is an investment rather than the empty money of renting. Taking out a commercial property mortgage can have other benefits too - for example, tax deductible interest payments. Along with the positives, there are some restrictions and downsides too - which is why the help of a commercial mortgage broker like ourselves is invaluable.
Reviews (1)
Chris McLeod
Sep 25, 2014
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Andy at Hallmark Money recently provided us with fantastic mortgage advice when we moved home. His advice was completely impartial and very carefully tailored to our needs. He provided more than just mortgage advice though, he was happy to lend his incites into the house buying/selling process. I cannot recommend Hallmark Financial Services highly enough. As a measure of the service provided I would be very happy to recommend their services to my family and friends and I will certainly go back to them when my mortgage comes up for renewal.
