Here at Mortgage Light, we have a team of mortgage advisers and brokers who cater for all aspects of the mortgage and assurance market. They are here to make sure that your experience of obtaining a mortgage is as simple, stress-free and enjoyable as possible. Wherever you are in the property and mortgage process, we're ready to welcome you to our offices in Knowlhill to get to know you and understand your needs.
Mortgage Light are here for you now, and in the future when you're ready to take the next step. A mortgage broker arranges mortgages between their customers and mortgage lenders. Here at Mortgage Light, we take the time to find out what you need from a mortgage, before going away to find you a deal that matches your criteria.
Mortgage Light are here for you now, and in the future when you're ready to take the next step. A mortgage broker arranges mortgages between their customers and mortgage lenders. Here at Mortgage Light, we take the time to find out what you need from a mortgage, before going away to find you a deal that matches your criteria.
Services
The team has a mixed dynamic catering for all aspects of the mortgage and assurance market. We have staff that specialise in shared ownership, new build, re-mortgage, high net worth mortgages and buy to lets. We can also arrange any assurance that you may want to ensure that you are protected. Most of the team has estate agency background, have worked in high street banks, or the new build market.
Here at Mortgage Light, we not only explain what a lender can lend, but also talk you through the buying and selling process. We can discuss whether it is better staying where you are and extending, or selling up and buying a new home. Our job is to discuss your options and help you decide which avenue is best for you once you know all the facts and the costs that are involved.
We all want the cheapest deal and to pay off our mortgage as quickly as possible. The simplest way of doing this is by making sure you always have the most competitive product suitable to you at all times. You can do this by remortgaging. Remortgaging happens when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender.
As with all mortgages, it is recommended that you review your mortgage product on a regular basis to ensure that you have the best mortgage product available to you. You can do this by remortgaging. Remortgaging happens when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender.
The Help to Buy Equity Loan Scheme was launched by the government in 2013 and has since gone through a number of changes. In 2021, the scheme became exclusive to first-time buyers only, and now enforces regional price limits. This means that buyers can only use the scheme to purchase a home costing no more than the specified property price cap in their region.
Reviews (10)
Debby Graver
Mar 17, 2021
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Rooh Khaliq
Feb 26, 2021
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William Manu
Jan 14, 2021
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Lucy Greene
Aug 20, 2020
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Cannot recommend James Deakin enough, he was super friendly and worked so hard to get us our mortgage offer. He was always there ready to answer any questions we had, which as first time buyers there were quite a few! He kept us in the loop and updated throughout the whole process which really is appreciated just to put our minds at rest. Wish I could give more than 5 stars!! Thank you so so much!!
Leanne Botterill
Jun 04, 2020
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Jedd Eagleton
Dec 08, 2019
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Clarissa Amaniampong
Nov 21, 2019
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Having recently had a consultation i left feeling confident with what our Advisor had discussed with us.
We had a lengthy discussion about Mortgage lenders who would realistically meet our needs and i felt that our Advisor was sympathic to our circumstances, but this was all falsehood. I discovered following an email that was later sent to me from the Advisor, highlighted information which he should have done when we met with him, bearing in mind we sat with him for an hour.
Now he chose to communicate this information via an email that was not even discussed at our consultation but he claimed
We had a lengthy discussion about Mortgage lenders who would realistically meet our needs and i felt that our Advisor was sympathic to our circumstances, but this was all falsehood. I discovered following an email that was later sent to me from the Advisor, highlighted information which he should have done when we met with him, bearing in mind we sat with him for an hour.
Now he chose to communicate this information via an email that was not even discussed at our consultation but he claimed
Muhammad Ans Bilal
Jul 10, 2019
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Jack
May 13, 2019
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James Hodge
Jan 06, 2019
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Fantastic company to deal with! Always friendly and very helpful, with a great knack of explaining the jargon and offering the best deals.
I have used Mortgage Light twice now and have had an excellent service on both occasions. I would highly recommend to anyone, and frequently do!
Thank you Mortgage Light !
I have used Mortgage Light twice now and have had an excellent service on both occasions. I would highly recommend to anyone, and frequently do!
Thank you Mortgage Light !
