Rosemount Mortgage Planning

Buying a home for the first time can be a daunting prospect. There's so many things to think about - and that's before you've even considered the many mortgage products, rates and lenders to choose from. There are a range of options available to support first time buyers get on the property ladder.

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property. Buy-to-let properties remain a desirable investment for many people wanting to create additional income, particularly in retirement.

We take time to really understand your needs and objectives and if a buy-to-let property is going to help you to achieve your financial goals, we will secure you a competitive deal.

Whether you have reached the end of your existing fixed term deal or want to raise money through re-mortgaging, we can help you find the right deal for your needs. Re-Mortgaging involves switching your mortgage to another deal with another lender without actually moving property. For example, the introductory discounted interest rate may have finished with your current lender, and you might get a cheaper deal with another lender.

An offset mortgage is a home loan where savings held in a linked bank account are subtracted from the amount of mortgage that you pay interest on, meaning you can either pay less each month or pay off your mortgage more quickly. With an offset mortgage you can potentially reduce the amount of interest you pay on your mortgage by offsetting any credit balance you have with the Lender / Bank against the mortgage debt.

Whether you need to set up or review existing retirement planning strategies for you or your employees, we have ways to help you make the most of your retirement opportunities. We understand that you have a choice as to who you work with as your retirement planners and that if you are not happy with either our advice or our service you will simply take your business elsewhere.