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The Official Mortgage
Tom has worked as an adviser within financial services for over 15 years. Starting off in a banking environment then quickly moving into a whole of market advisory role within a national estate agency. From here Tom went on to setting up and operating a successful High Street mortgage and insurance practice.

With years of experience behind him, in 2017 Tom teamed up with a highly respected industry colleague and The Official Mortgage Company was formed. Doing the right thing for the client is just one of the many reasons the business continues to grow. Jason has worked in the mortgage industry since 2014 and has a further 10 years of experience within a customer service role.
Services
Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers. Whether you are a first time buyer, looking to remortgage or even looking to purchase a second home. This is where our advisers excel.
Whether you have experience of buying a property or are looking to purchase for the first time, knowing which mortgage is right for you is not always straightforward. What may appear the right type of mortgage now may not be suitable for you in 18 months' time as your circumstances change. We're here to help guide you through.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender. Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
Becoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated. It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise. That said, having a second property to let to tenants could reap considerable financial rewards over time.
A commercial mortgage is a loan which is taken out to purchase or re-finance a commercial property. It offers flexibility and the engagement of a lender who has a good understand of a business' needs. As your intermediary, we work hard to understand your business which in turn ensures that we are best placed to identify and explain the most cost-effective finance options available to you as an existing or potential business owner.
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