Our advisers love mortgages. They love to secure exclusive deals for you through our network Quilter Financial Planning. They love to be there with you every step of the way whether you are a first time buyer or seasoned professional. Taking your first step on the property ladder needn't be daunting with a professional adviser at your side every step of the way.
The most suitable deals and the most suitable advice. Let our advisers plan a remortgage for you to either release cash, reduce monthly payments or both. Whether you are going to be a first time landlord or you are building a portfolio, our advisers know the buy to let market inside out and can find you the best deal.
The most suitable deals and the most suitable advice. Let our advisers plan a remortgage for you to either release cash, reduce monthly payments or both. Whether you are going to be a first time landlord or you are building a portfolio, our advisers know the buy to let market inside out and can find you the best deal.
Services
A Mortgage is probably the biggest financial commitment we enter into, in our lives. It is also an area where choice is vital as we all want to know that we are receiving the most suitable deal. This is where expertise is required. At Mortgage Options, we offer a bespoke whole of market mortgage advice service using up to date technology which enables us to find you the most suitable deal, based on your circumstance and requirements.
When you take out a new mortgage, you often get an introductory deal such as fixed or discounted interest rate for the first few years. Introductory deals normally last for between one and five years but once the deal ends you'll probably be moved onto your lender's standard variable rate. Here at Mortgage Options, we can assess the current market for you to see if switching to a new mortgage deal will save you money.
Lending criteria for BTL mortgages are different to home buyer's mortgage. It can be hard to get a buy-to-let mortgage if you don't already own your own home (outright or with a mortgage). You must have a good credit record and any other borrowing such as your existing mortgage and credit cards will be taken into account.
Equity release will reduce the value of your estate and can affect your eligibility to means tested benefits. We all look forward to the day when we can stop or cut down on the amount of time we spend at work and all of the things we'd like to do once we've retired. If you're facing a pension shortfall or need to meet an unexpected expense, equity release may be an option to consider.
Once your details have been completed, a qualified mortgage adviser will give you a call to ask any further questions and establish any unique personal circumstances. They can then provide you with the latest quote(s) from the whole of the market tailored to your individual circumstances. If you are happy with the quote it is usually possible to obtain a decision in principle from the lender in a few minutes.
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