Welcome to Topsail Insurance; boat insurance specialists who have insured the sailing community throughout the UK and worldwide for over 20 years. At Topsail Insurance we can provide insurance for Motorboats, Yachts, Narrowboats, Inland Craft, Canal Craft, Dutch Barges, Small Craft, Speedboats, RIBs and Sailing Dinghies both in the UK and also worldwide.
We also provide our specialist Travel Insurance policies, the Yachtsman's, Jubilee Sailing Trust and Tall Ships Travel Insurance. We provide both Single Trip Travel Insurance and Annual Multi-Trip Travel Insurance for your boating holidays, tall ships voyage or general sailing with your own boat. All our products include cover for sailing outside territorial waters, which is often excluded on general travel insurance products.
We also provide our specialist Travel Insurance policies, the Yachtsman's, Jubilee Sailing Trust and Tall Ships Travel Insurance. We provide both Single Trip Travel Insurance and Annual Multi-Trip Travel Insurance for your boating holidays, tall ships voyage or general sailing with your own boat. All our products include cover for sailing outside territorial waters, which is often excluded on general travel insurance products.
Services
Topsail Insurance was launched in 1996 and since then has provided specialist Marine Insurance products to the sailing community. Topsail provide cover to vessels cruising in UK and European Waters, as well providing cover for long distance passages and blue water cruising.
We are recommended by the Ocean Cruising Club, offering members discount, and also run a price match scheme for members of the Cruising Association (available with certain insurers).We also offer our specialist Yachtsman's Travel Insurance products to the World Cruising Club rally participants.
We are recommended by the Ocean Cruising Club, offering members discount, and also run a price match scheme for members of the Cruising Association (available with certain insurers).We also offer our specialist Yachtsman's Travel Insurance products to the World Cruising Club rally participants.
An excess or deductible is the amount you have to pay in the event that you wish to make a claim on your boat insurance policy. If the loss is less than the amount of the excess, then you must meet the cost of your claim. You may have the opportunity to purchase Excess Waiver Cover for an additional premium on your Topsail insurance policy.
Alongside our tips which provide you with advice on things like winter lay-up and ideas for planning your trips and voyages, here you will also find useful links and contacts that will be of interest to the sailing community. Feel free to let us know of any other companies or information that we can add to the Information Centre for the benefit of the sailing community.
Our flexible policies are designed to suit the needs of the sailing community, including circumnavigations and offshore cruising. For over 20 years Topsail Insurance has provided boat insurance policies that cover a wide range of vessels, ships and craft. There is an insurance policy to suit your motorboat, yacht, sailing dinghy, river boat, small day boat and more.
Your motorboat policy will be issued on an agreed value basis, so in the event of a total loss claim you will be paid out what you insured the vessel for. We offer up to 5 million Third Party Liability cover, up to 25% No Claims Bonus (with some insurers offering the option to protect this) and the option of excess waiver cover on certain policies, meaning you will not pay an excess in the event of a claim.
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