Our aim is simple - to deliver the right small business insurance for the UK's high street shops and small to medium enterprises, easily and without fuss, at a competitive price. We will help you understand what type of insurance you need to protect your business and work hard to deliver a small business insurance quote that is tailored to you.
This will give you peace of mind, allowing you to do what you enjoy most - run your business. Please note our customer documents portal is currently unavailable. To request additional copies of your documents, please contact customer services on 0330 134 4602. We specialise in fish and chip shop insurance and will ensure you have adequate cover in place to.
This will give you peace of mind, allowing you to do what you enjoy most - run your business. Please note our customer documents portal is currently unavailable. To request additional copies of your documents, please contact customer services on 0330 134 4602. We specialise in fish and chip shop insurance and will ensure you have adequate cover in place to.
Services
We may use your information to keep you informed by post, telephone, email or other means about other products and services which we think may be of interest to you. Anyone turning their culinary passion into a profit needs to ensure they have the correct cover in place to protect against the risks associated with.
As we specialise in catering for the B&B and guesthouse industry, we feel confident we understand your needs. Your guesthouse may be a small or large business enterprise, but no matter the size we understand your needs. We have access to a panel of UK insurers and are able to build a policy that is tailor made to suit the requirements of your hotel or B&B.
Running a bed and breakfast can be hard work. Once you add in guests and suppliers coming and going in to your property, plus cooking and cleaning tasks, you may face a number of risks and challenges on a daily basis. So you need comprehensive insurance to protect you, your customers, and your reputation.
Hotels, like The Lawrence Hotel in Padiham, Lancashire (pictured above) can be busy places, bustling with guests, staff, and suppliers. As there is so much going on you may face increased risks and challenges, which is why it's essential to have the right insurance policy in place to protect your business should the unforeseen happen.
Running a guesthouse can be hard work: you have to ensure your guests are well looked after, manage and liaise with suppliers, and cook and clean. In undertaking these tasks, you may face a number of risks on a daily basis, so you need comprehensive guesthouse insurance to protect you, your customers and your reputation.
Reviews (9)
Jyoti
Nov 27, 2021
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Joanna Cikara
Jan 16, 2021
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Well I certainly can't complain...this firm has been my insurance company for many many years and although thankfully I've never had to make a claim yet...my premium is very good value for the cover I have ....being small fry as the saying goes.
Lee has been my personal agent and lives locally near me too and always goes through everything meticulously with me as he understands my position and everything is explained with immense clarity ....with no vague areas so that had there to be a claim ever neither party can say otherwise.
Sometimes people want to be told what they want to hear but I think
Lee has been my personal agent and lives locally near me too and always goes through everything meticulously with me as he understands my position and everything is explained with immense clarity ....with no vague areas so that had there to be a claim ever neither party can say otherwise.
Sometimes people want to be told what they want to hear but I think
Martin Forward
Nov 30, 2020
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Very poor we pay £196.67 a month and we needed a Claim we have quotations done to cost of the work was 11k they sent loss adjuster
Who agreed to work but then said my pub was under insured so there can now only pay out £1500 of the 11k as the pub was only insured for a rebuild of 300,000 but the loss adjuster said it would cost 1.2 million not in a million years to rebuild this pub for 1.2 million I could build a whole estate for that money just trying to get out of it
So is the pub was to burn down it would not of paid out as it was undervalued jokes
Avoid at all costs
Who agreed to work but then said my pub was under insured so there can now only pay out £1500 of the 11k as the pub was only insured for a rebuild of 300,000 but the loss adjuster said it would cost 1.2 million not in a million years to rebuild this pub for 1.2 million I could build a whole estate for that money just trying to get out of it
So is the pub was to burn down it would not of paid out as it was undervalued jokes
Avoid at all costs
Georgina Rayner
Jan 05, 2020
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Serena Durrant
Nov 18, 2019
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Rotti Dog
Nov 01, 2019
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Cold call on a Leeds telephone number and hang up when you answer. Called them back and they apologised and wanted more personal details so I refused and told them I would report them to the TPS for all the good it will do. Might report them to the FCA too for cold calling looking for insurance business. Complete PITA!
Andrew Quilter
May 31, 2019
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Very very disappointed with smei insurance broker ,
I have been there customer for over 6 years never had a problem until today !
Called up on Monday to inform them on an event we will be holding to make sure i have the correct level of cover , after explaining several times about this event they checked with the underwriters and deciding to charge me an extra £81.00 for the 2 events we are holding I told them to call me on my business number did they do this no . They called me on my mobile,
I asked if my cover would be for a year they said no only just for 2 days Okie so you have charged
I have been there customer for over 6 years never had a problem until today !
Called up on Monday to inform them on an event we will be holding to make sure i have the correct level of cover , after explaining several times about this event they checked with the underwriters and deciding to charge me an extra £81.00 for the 2 events we are holding I told them to call me on my business number did they do this no . They called me on my mobile,
I asked if my cover would be for a year they said no only just for 2 days Okie so you have charged
Sanjay Daudia
May 11, 2017
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After having received quotes from several security system installers, and other insurance companies i approached SME ins services.
SME gave me a quote, which I accepted and paid for. However, after going back to an installer, I was informed there were further costs involved of which I had not been told of. Further enquiries were to prove that the level of security that I had been told, that would be needed turned out to be wildly excessive. After yet further investigations, I called SME back and explained what had happened. Their response was BRILLIANT.
I explained what I needed, and what level
SME gave me a quote, which I accepted and paid for. However, after going back to an installer, I was informed there were further costs involved of which I had not been told of. Further enquiries were to prove that the level of security that I had been told, that would be needed turned out to be wildly excessive. After yet further investigations, I called SME back and explained what had happened. Their response was BRILLIANT.
I explained what I needed, and what level
Gareth May
Jun 18, 2016
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Do NOT go with these Robbers 3 times they have messed up just canceled my renewal with them went on simply business and the same cover with the same insurer 200 pounds less than SME
If you have a claim do not think that you will get anywhere with it they have more loop holes and excuses than you could ever emagian...
Joke of a company
Strongly recommend do not use these as brokers you are not protected. They are happy to explain about how to take your money and go in to the fine print. But fail to mention the fine print when it comes to what you are covered for !!!!!!
If you have a claim do not think that you will get anywhere with it they have more loop holes and excuses than you could ever emagian...
Joke of a company
Strongly recommend do not use these as brokers you are not protected. They are happy to explain about how to take your money and go in to the fine print. But fail to mention the fine print when it comes to what you are covered for !!!!!!
