Parsonage

We understand that the on-going success of your business rests on the quality of service your clients receive. This is why working with a partner you can trust, to instil confidence and to provide the high level of professionalism and expertise is so important. At Parsonage we pride ourselves on giving independent financial advice tailored to client's needs.

We review our investment strategy quarterly by our investment committee. We use our custodian principles to maintain five Growth portfolios for investors who are building up your wealth and three Income portfolios if you need an income from your investment. The portfolios are diversified across shares, bonds, around the globe, across different investment objectives and divided between low-cost tracker funds and some actively-managed funds.

The notion of investing for more than return is not a new concept, but the way it can be done is evolving. Ethical investing is the practice of selecting investments based on ethical or moral principles. Selecting investments on this basis offers no guarantee of performance. Ethical investors tend to avoid 'sin stocks', those of companies involved with 'unethical' activities like gambling, alcohol, smoking or weapons.

Are you planning to retire? Many people are unaware of how much money they will receive and indeed how much they will need after retirement. Expert advice should be sought when you plan for retirement, especially for higher earners, as the wrong decisions could mean being taxed up to 55% on your pension (if you pay in too much, or break the rules).

Life assurance can also be used to replace the income stream lost with the death of a loved one. This type of life assurance is usually called family income benefit. At Parsonage, we view this as an important first step in protecting your family. At Parsonage, we believe that this is an essential part of the service we provide.