Private Finance
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Private Finance
The availability of the above products is dependent upon certain criteria including but not limited to loan size, loan to value and personal income. Given the different lending criteria, rates and charges imposed by UK mortgage lenders, it is important that we negotiate the right deal for you. We work efficiently and quickly on your behalf, understanding that speed is often of the essence.

We are with you from start to finish; there's no need for you to chase the lender or other professionals involved in the process. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements.
Services
Established in 1999 Private Finance has successfully negotiated billions of pounds of mortgages. It is an independent mortgage broker whose mission is to exceed your expectations, working on your behalf to procure competitive terms and a suitable solution, quickly and efficiently. Private Finance is not limited in the range of mortgages it will consider for clients.
If you are looking to buy a new property without selling your existing one, finding exactly the right bridging loan can be daunting. Founded in 1999, Private Finance is an independent mortgage broker that has strong relationships with the specialist bridging lenders in the UK mortgage market, including those private banks who do not have a high-street presence.
Guarantor mortgages allow a relative to help you buy a home without contributing any capital. The typical customer for a guarantor mortgage is someone whose income is not yet high enough to obtain the mortgage amount needed when taking the lender's income multiples into account. A typical guarantor will be a parent but could be a grandparent, uncle, aunt or family friend.
High net worth clients can sometimes find that high street lenders do not offer the right level of expertise to cater for their needs. Finding the right finance for your property transaction can be daunting. Founded in 1999, Private Finance is an independent mortgage broker that has strong relationships with specialist high net worth lenders and private banks who do not have a high-street presence.
When you're moving house, finding the right mortgage and arranging it quickly is essential. Founded in 1999, Private Finance is an independent mortgage broker with access to the whole of the market. We provide a tailored one-to-one advisory service, delivered face-to-face or remotely, depending on what suits you.
Reviews (10)
Crawford Spence
Crawford Spence
Jan 01, 2022
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Positive: Professionalism
Sean was an absolute star from start to finish. Finding us a great rate for a bespoke, difficult product and always responding super quick to any queries that we had. Made the whole process of funding our house purchase so much easier than our previous experiences.
Alex Elliott
Alex Elliott
Dec 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I've used Luke Blair and his team at Private Finance for my mortgage needs for years and will continue to do so. Extremely professional and responsive to my needs. I highly recommend.
Liza Galaktionova
Liza Galaktionova
Dec 09, 2021
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A big thanks to Donovan Mawson! He helped us to get our mortgage super fast but I am sure it wasn’t easy for him. We moved to the UK only a few years ago, our credit history is still in progress and a few other issues that he deffo faced but Donovan did great. Highly recommend!
Brian Morris
Brian Morris
Nov 20, 2021
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I have used PF for 6 years they have guided me through the mortgage market (3 times so far) and got me the best deals. None of the High St lenders wanted to accommodate my buy to let mortgage but Sean, Fraser and the staff at PF sorted me out. I cannot recommend them enough in a market where there are so many pitfalls they shine for me. Thank you PF!
Dolan Bergin
Dolan Bergin
Sep 15, 2021
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Sean and Fraser were a great help throughout the process. Reliable, quick communication and always willing to help. Private Finance helped me secure a very competitive 5 year fixed rate which has saved me a great deal of money in comparison to other available options. I was not able to achieve this via a previous Mortgage Broker so they really came through for me. Definitely recommended.
Glenn Morrison
Glenn Morrison
Aug 29, 2021
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Luke Blair and Jenna Patel have provided my Wife and I with outstanding guidance from first contact to confirmation of a mortgage offer. As a business owner for over 30 years I have encountered many 'advisers' along the way, especially in the world of finance and can wholeheartedly recommend the services of Private Finance and specifically those of Luke & Jenna. At all times I found their work to be thorough, straightforward and concise as they helped us navigate a path through an increasingly challenging environment.
Piotr Malicki
Piotr Malicki
Aug 14, 2021
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Good and Reliable
As a first time buyer and self-employed person I didn’t really know how to approach subject of mortgages. I was recommended to use Sean at Private Finance Ltd. And now when I finally picked up keys to my own first flat I can say that Sean was brilliant. Very helpful and always on a phone or email when I need any advice. He sort out my mortgage without any problem.
He also recommended Mark and Stacy that help me with quotes and all insurance that I need to complete my purchase.
Without hesitation I can definitely recommend Private Finances as an easy and stress free mortgage
Robert Costa
Robert Costa
Jul 19, 2021
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Positive: Quality
Our advisor was very professional and always responded quickly to queries. This is the second time I have used Private Finance for a mortgage advice. They are solution orientated and provide great service - they listened to my individual situation and were able to source a product that met my short- and long-term needs.
Matthew Whitbread
Matthew Whitbread
Jun 12, 2021
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An excellent company to work with. Chris Sykes was fantastic in providing guidance on how to buy a house and the process in achieving the dream. He was then super efficient in finding the best mortgage rates and when there was a delay in the solicitor process, he proactively got in touch with a better mortgage deal as the rates had improved. First class service and I would really recommend working with them - they take the stress out of buying a home.
Billy Wilson
Billy Wilson
Jun 12, 2021
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We were recommended Private Finance after being messed around by a different broker. We were put in touch with Daniel who went above and beyond to get us our mortgage. He was extremely helpful, answering any and all questions, very friendly and got us the best possible deal.
He made what was becoming a very stressful experience stress free and on top of it all he is a genuinely nice bloke. Cannot recommend enough.