Access Financial Services
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Access Financial Services
Whether you are investing in property or looking to buy your first home, we have experts in each field who can deal with any situation you might have. Use the below sections to see more about what our expert advisers can do for you. Our specialised calculator can give you a rough estimate of the amount of money that you - or you and a partner can borrow.

Make sure you explore your options thoroughly - the mortgage type you choose can change these numbers dramatically, and making the right decision will be crucial.
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Let's face it: finding your perfect mortgage can be a daunting task. The amount of information available can be totally overwhelming; you can soon find yourself in a mortgage maze, unsure of which deal will best suit your needs. What is your property valuation? How much can you get in your loan? Would a fixed or variable mortgage be your most suited option?
Buying your first home should be an emotional, exhilarating time in your life; this is a moment you have imagined for years, worked hard for, and is the first step in the next chapter of your life. At Access Financial Services, we understand that stepping onto the first rung of the property ladder can be daunting.
Feel you could be saving hundreds - or even thousands - of pounds each year on your mortgage payments? Our remortgage deals are market-leading. We want to help you get the best deal possible on your property. If your mortgage is with another lender, deciding to remortgage to us could be a very cost-effective solution to any financial strain you are feeling on your current payment plan.
We want to take the stress out of your move - our experts get you the perfect mortgage so you can focus on the important things. You may want to move house for various reasons; maybe it is time to extend your family, or you want more space for the kids to run around.

Access Financial Services will find the perfect type and length of loan to suit your property valuation and budget - we will only ever lend you as much as you need, to ensure the process of moving home works best for you.We will explain everything involved in moving in easy to understand language, so you are informed every step of the way and always know which step you are taking on your journey.
A buy to let mortgage is designed specifically for landlords who want to buy property with the intention to rent it to others. As long as you are financially stable and have a good credit rating, there is no reason why you can't become a landlord! Fortunately, the criteria and instructions for buy to let mortgages is similar to regular mortgages - so if you are already a home owner, you will already have a great understanding of what to expect.
Reviews (1)
Cihan Gursoy
Cihan Gursoy
Nov 07, 2021
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I have recommended Andy Panayi to friends and family, who after being left extremely happy with him, have all thanked me for the introduction.
What I like most about Andy is that when faced with complications with a mortgage application, he always seeks a viable solution or set of alternative options to present the customer with - this is not something others always do. His knowledge and awareness of the market seems to give him a competitive edge. I have never been required to tell or provide Andy with the same information twice, he is extremely good at capturing his clients' individual position