Capify
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Capify
If you have exciting and ambitious growth plans or want to maintain your existing success, we're here to offer a hand. We know you're busy, so we've made sure the whole process is easy and hassle-free. Capify's lending criteria will also take into consideration the challenges of the past year. Here's some of the main industries that we work with.

Whether you sell online or operate out of a physical premises, we could help your business to prosper. In addition, the British Business Bank found in a recent study that there had been significant growth in alternative finance lending to UK SMEs, while lending from the major high street banks had remained relatively flat.
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If you're a small business, the thought of managing small business finance can be a daunting one. But with our clear, useful and practical guides, taking that next step and investing in your business is easier than you might think. With our articles covering every aspect of small business finance, you can soon be an expert in making your business profitable, and getting things off the ground, by using the best finance solutions for you.
Capify's business loan was created for limited companies* who have been trading for at least 12 months. Our business loans are designed to provide much-needed working capital. Business loan customers repay on a little and often basis, usually daily or weekly to help with cash flow management. They don't have to worry about a large monthly repayment on a fixed date each month.
Regardless of what industry you operate in, a small business loan can be a good source of finance. It can be a helpful tool for business owners looking to achieve their business goals and keep themselves ahead of the competition. This handy resource will provide you with all the information you need about the availability of small business loans by industry.
We partner with a card terminal provider called United Merchant Services, they have been saving business owners money for more than eight years with their fantastic and competitive rates. United Merchant Services supply modern card machines that are fully compliant, and accept all major credit and debit cards.
If you've got exciting plans to grow your business, the Capify Merchant Cash Advance could be the perfect solution. It's ideal for businesses who accept credit and debit card payments from their customers; like retailers, pubs, bars and restaurants. Business owners are able to raise from 5,000 to 500,000 and the daily repayments are designed to not impact cash flow, making it a flexible finance option.
Reviews (10)
Lynn Thurston
Lynn Thurston
Dec 13, 2021
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Just had a spam email saying I had applied and been approved never applied scam artists
Shahid Abbasi
Shahid Abbasi
Nov 27, 2021
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They will give you rosy picture in the beginning only to get all your personal details, but then will stay disconnected indefinitely until you call them. They are more difficult to get help from than your normal banker, and much more expensive too...
Would never recommend...
Harry Strevens
Harry Strevens
Oct 29, 2021
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Clare and Ged were great help and were very attentive throughout our application.
Uju Ndubuisi
Uju Ndubuisi
Oct 28, 2021
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Very misleading information and advertisement on websites and YouTube videos.
Unfortunately, not designed to help small businesses. Specifically for big companies.
The covid-19 breakdown had destroy or kept a lot of Small businesses struggling.
I think that Business Financial Companies like Capify should help those type of businesses. Just like mine. So sad!
Iman Dilshad
Iman Dilshad
Dec 17, 2019
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What’s a joke to much time waste they call me and offer me £20.000 and ask me to send all the Business. Documents and i waste half my day visit to bank and do all bank statements and cards statements for last 12 month copy of driver License after dealing with all this Mr Adam Lewis was like yes i have had received all your documents we call you back within 5minute so i has call back then he was like aw i’m so sorry we can’t offer you any loan at the moments why are you wasting people time who run them business offer them money next day say them aw sorry please be aware It’s not east to
Lloyd Williams
Lloyd Williams
Nov 07, 2019
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Great experience from start to finish. We explained what we needed and options were given really quickly. There contact was constant and our contact Andy was so personable. our outcome was achieved so easily and glided through with Andy's help and can't believe how smooth it was.
Would certainly recommend through our experience and will certainly use again in the future.
Rachael Sanderson
Rachael Sanderson
Aug 19, 2019
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Useless service, very angry. Scammers! I contacted them for small business loan, were all lovely at first, then didn't contact me, I sent the relevant information, then they asked for 12 months records which luckily checked reviews and haven't sent anything else, then said needed to see a months income on the card machine the sister company United merchant services had provided. I had gone with this card company under the premise of recieving a loan, and being assured that they provided next day funding bank service. Today I have been told that they won't do this service for 3 to 6 months! This
Matthew Sharp
Matthew Sharp
Aug 04, 2019
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Patrick was really helpful whilst dealing with Capify. He was efficient, kept me informed all of the time and nothing was too much hassle. Would thoroughly recommend the company mainly because of Patrick and his customer service. Even going back to order more card machines he couldn’t be more helpful and honest.
Dapo Oke
Dapo Oke
Aug 02, 2019
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Always very professional throughout the application period, 3rd time we will use them because of their excellent customer care, service and competitive rates. Very fast turn-around of the application process to get funding within shortest possible time. Lewis a great communicator, always on the phone, and email to you, updating you with progress at every stage of the application and removing barriers in the way. Thanks Lewis for the record turn-around of the application of this 3rd cash advance, great job you did!
Nick Johns
Nick Johns
Oct 09, 2017
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Do not deal with this company for a merchant loan. All they do is waste all your time requesting for documents and they more documents and then say I am sorry can't do it. Don't communicate until you make the call. Go elsewhere where they would understand your business better. There are lots of other good newer merchant cash advance companies out there who would find with lower rates, much lower than Capify. The service they offer is better and most importantly they wouldn't waste your time either.