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At Town & Country we search the mortgage market to find the best deal for your unique circumstances, priding ourselves on our level of service, reflected in the number of returning customers and the recommendations they make. With each client dealt with personally by a qualified UK mortgage adviser, we provide expert advice across a comprehensive range of mortgages, insurance and lenders.
Services
Our initial consultation is free of charge and we'll manage your application from start to finish, saving you time and hassle. We have advisers available 7 days a week, so you can sort the mortgage out at a time that suits you - call us now on 0800 32 88 680 for a no-obligation review.
If you're doing some initial research, our website is packed with information to help you - our mortgage best buys, useful online mortgage calculators and helpful mortgage search facility.
If you're doing some initial research, our website is packed with information to help you - our mortgage best buys, useful online mortgage calculators and helpful mortgage search facility.
It can be difficult to get your first step on the property ladder as a first-time buyer, but with the Help to Buy scheme, it could be easier than you think. For many people, saving up a deposit is the difficulty in buying a home but the Help to Buy equity loan makes it possible with a smaller deposit.
The amount you can borrow on a buy to let mortgage is mainly based on the monthly rental you are getting or are likely to get. This buy to let mortgage calculator will give you an idea of what you can borrow based on the expected rental income. Contact one of our helpful advisers who will be able to assist you with any of your queries.
One of the most common (and sensible) questions we get asked is How much will my mortgage cost? It's a good question, because your mortgage is probably going to be your biggest outgoing each month and it's important to know that what you want to do is affordable both now and in the future. Our mortgage cost calculator is quick and easy to use so you can find out the cost of your mortgage in seconds.
Tax is payable when you purchase a property above a certain value. The amounts can be quite significant and you will have to factor this into your budget when considering how much deposit you need to buy a house. In England and Northern Ireland it's called Stamp Duty Land Tax and is payable for purchases above 125,000, though currently first time buyers are exempt for properties up to 300,000.
Reviews (10)
Manika Varsani
Nov 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Aisha Clarke was very professional and extremely pleasant to work with. She took the time to explain things in detail and provided me with regular updates during the process. I would definitely recommend using Aisha for your mortgage application.
Aisha Clarke was very professional and extremely pleasant to work with. She took the time to explain things in detail and provided me with regular updates during the process. I would definitely recommend using Aisha for your mortgage application.
Nathalie Tambyapin
Oct 28, 2021
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Chantal is amazing, wouldn't dream of letting anyone else handle my mortgage services. She helped me get a great deal on my first mortgage and always explained things well so they made sense. Even after 2 years still remembers the details and always friendly (despite how long I take to reply to her email), Couldn't recommend her enough, really professional and honest.
Annette Masterman
Oct 20, 2021
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Nick Oakley
Aug 21, 2021
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The whole experience of working with Lewis was pleasurable, easy and efficient from start to finish from the moment he answered our initial phone call of enquiry on a Sunday morning. All emails were responded to in a timely manner and we were kept fully informed at all stages of the process. We needed the "right" mortgage arranged quickly and this was achieved on our behalf with very little input from ourselves. This really saved the purchase of our new property and we are very grateful to Lewis for his assistance in this.
Karen Blatchford
Jul 29, 2021
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Viktoria Kiss
Jul 27, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Charlotte was absolutely lovely handling our case, reassured me over the deadlines and the next steps which as a first time buyer was very important to know. She was very kind to run us multiple possibilities so we understand the scope and each mortgage pros and cons she also offered sound advise. Highly recommend!
Charlotte was absolutely lovely handling our case, reassured me over the deadlines and the next steps which as a first time buyer was very important to know. She was very kind to run us multiple possibilities so we understand the scope and each mortgage pros and cons she also offered sound advise. Highly recommend!
Jannie Conradie
Jul 25, 2021
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I got my first mortgage back in 2011 with the help of Gary. My experience then was so great that i would always go back to them. Now in 2021 it was such time again and this time it was such a pleasure to deal with them again! This time Charlotte looked after me and i was always kept up to date every step of the process, she explained things in such a way that i barely had any questions because she covered everything! Exceptional service from Town & Country Mortgages and Charlotte is an absolute asset to the company!
Lisa Sweeney
Jun 30, 2021
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We couldn't have been happier with the service that we received from Town and Country. Lewis was amazing from start to finish. He worked hard to get the best deal for us, he kept in touch with us promptly at every step and he was always positive and reassuring through the whole process which took so much of the stress away. I would totally recommend him - we felt in very safe hands!
Sherri Matthews
Jun 26, 2021
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We went to T&C following a recommendation from a friend and we were so glad we did! As first time buyers we felt quite unsure of the mortgage and home buying process, but Chantal put us at ease and explained everything to us - helping us to understand the factors that impact mortgage interest rates and going through all of our options to help us find the right mortgage to suit our personal circumstances. We had previously been to a different mortgage broker company but decided not to proceed as we were left feeling in the dark and not fully aware of the options available to us. Chantal was great
Ian Koch
Apr 20, 2021
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I can’t recommend them high enough. Thoroughly professional and made a potentially stressful experience relatively stress free. Aisha dealt with everything after I supplied my initial documents and kept me informed at every step. She would call to explain what step we were at and what to expect next. I will be going through Aisha again if I remortgage and am so grateful to have had her on my side. Excellent service and took the stress out of the process.