An IVA can give you more control of your assets than bankruptcy. Use an insolvency practitioner to get an IVA. Your insolvency practitioner works out what you can afford to repay and how long the IVA lasts. You'll have to give details about your financial situation, eg your assets, debts, income and creditors.
Your insolvency practitioner will contact
Erin Slingsby —
If I could give a minus I would. They consolidated my ex husbands debt and off set it against a joint property that was sold