New Contractor Mortgage after IR35 Umbrella Company Employee Mortgage & Daily Rate products If you are reading this article you have probably been impacted by the IR35 tax changes from April. Independent Whole of the Market Mortgage Advisers Niche Advice has been set up to target customers who want a personal service.
There are no remote call centres or hard-sells. As we are experts in. Where this is really special and exciting is it goes all the way up to 90% loan-to-value i.e. just a 10% deposit. At Niche Advice we have access to some of the Best Mortgage Rates and as expert Mortgage brokers, we like to be different by not only having some of the best Mortgage deals from our Lenders but also provide our website visitors with.
There are no remote call centres or hard-sells. As we are experts in. Where this is really special and exciting is it goes all the way up to 90% loan-to-value i.e. just a 10% deposit. At Niche Advice we have access to some of the Best Mortgage Rates and as expert Mortgage brokers, we like to be different by not only having some of the best Mortgage deals from our Lenders but also provide our website visitors with.
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If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority. Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.
This decade has seen a number of initiatives to stimulate first time buyer activity. These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, stamp duty breaks and heavier taxation to put off landlords to free up the stock.
In addition, the banks have adapted their policies to allow outside help from family, friends, builders and housing associations, by flatting the climb to the first rung of the property ladder.The net result has provided a much more positive outlook for first time buyers. Real solutions are out there for this age old problem but information can be flimsy or fragmented.
In addition, the banks have adapted their policies to allow outside help from family, friends, builders and housing associations, by flatting the climb to the first rung of the property ladder.The net result has provided a much more positive outlook for first time buyers. Real solutions are out there for this age old problem but information can be flimsy or fragmented.
Millions of people every year have got to deal with this question which is should I Remortgage? A mortgage is probably the largest commitment you have so it's sensible to stay on top of matters with regular remortgage reviews otherwise you may be losing money unnecessarily. The recession has made a generation re-think their approach to finance.
Getting a Right to Buy Mortgage to buy your council home after receiving a discount from the council. The Council has given a discount to buy my property under the Right to Buy scheme can I get a Right to Buy Mortgage to help with the purchase? If you want to buy your council home with a mortgage i.e.
Bad Credit Mortgage solutions from Expert Mortgage brokers helping clients for over 10 years. At Niche Advice we specialist in helping clients with bad credit working with many specialist lenders and offer Bad Credit Mortgage solutions. Often the devil is in the detail and understanding when certain historic credit issues are excluded by Lenders from the overall picture and as such improving on the product terms.
Reviews (10)
Hari Marar
Dec 01, 2021
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Well, If you are applying for a mortgage, and in a situation where you might need a mortgage advisor- don't look elsewhere- just give them a call and you will be sorted. during our 6+ months or ordeal with our purchase - things went wrong at all sides- conveyancers , agents , sellers- except niche advise and Mr. Payam ! The guy went above and beyond to get our application sorted and he delivered more than he promised, as he had to do a second application when our solicitors messed up.
Yakub Albert
Nov 19, 2021
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Sincere Thanks to Payam and team.I came across Niche Advice on YouTube and got in touch with Payam after another mortgage broker told me I will not be able to get a mortgage.
Excellent service from Niche Advice, the team is professional and respond to you promptly. They really work hard for the client. I highly recommend Niche Advice if you through circles and have difficulty get a mortagage especially during this diffcult time. Thank you Payam & Team - Yakub & Nancy
Excellent service from Niche Advice, the team is professional and respond to you promptly. They really work hard for the client. I highly recommend Niche Advice if you through circles and have difficulty get a mortagage especially during this diffcult time. Thank you Payam & Team - Yakub & Nancy
Ali Mohedeen
Oct 30, 2021
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Hi dear payam
Starting my mortgage with you was my first step forward towards success, every word or advice you have mentioned it was in the right place 100%, not only my self but even my friends and colleges who is been referred to you by me, any body who ask you for mortgage and you refuse the case is because it has low chance of success and that will leave impact on their records which they won’t understand until they be in that position, my reason to write this post for who ever reading it, as long as you are with niche advice you are in safe hands, it might sound like I’m advertising
Starting my mortgage with you was my first step forward towards success, every word or advice you have mentioned it was in the right place 100%, not only my self but even my friends and colleges who is been referred to you by me, any body who ask you for mortgage and you refuse the case is because it has low chance of success and that will leave impact on their records which they won’t understand until they be in that position, my reason to write this post for who ever reading it, as long as you are with niche advice you are in safe hands, it might sound like I’m advertising
Reshma Zaveri
Oct 30, 2021
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The best Mortgage advisor available in the market. Mr Payam is truly very knowledgeable and would genuinely suggest the best product. He and his team have gone out of their way to help us get mortgage in time. At one point we thought we wouldn’t get any mortgage and would loose the house of our dream… then we watched his videos and we’re very glad we made that call… Really appreciate all the efforts and help his team has put into.. Thank you for helping us get the house of our dreams… 🙏😊
Kabemba Kamuleta
Sep 30, 2021
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Alexander Ikpefuran
Sep 29, 2021
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I came across Niche through their u-tube advert and was immediately drawn to their knowledge and understanding of the mortgage brokerage terrain. After choosing to use them I was not disappointed...they are basically what it says on the tin...there is always a contingency and option for everyone regardless of your circumstance and level...linked to so many lenders and recommend conveyance that suits you...I applaud them...and will use them again and again... :)
Ms. Coffey
Sep 25, 2021
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Instant IFix
Aug 15, 2021
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Harjit Singh
Aug 15, 2021
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Rianna Lindsay
May 23, 2021
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As a first time buyer using Niche Advice was the best decision I made. They asked all the right questions and got all the information they need from me from the very beginning. A good broker will always ask a lot of questions because they will eventually come up. They worked hard to ensure they secured best mortgage products for me (whilst always trying to provide choice and guidance) based on my personal circumstances. I found that throughout my entire experience they had excellent communication and work swiftly to help me secure a mortgage. You only pay for the service on completion which takes
