Whether you want online or telephone mortgage advice MDFS Mortgages do not charge you a penny. A mortgage is simply a large loan that you take out from a bank or building society when buying a property. Firstly, you own your home. Secondly your mortgage provider simply uses your home as security while you are making your mortgage repayments and clearing what you owe.
Mortgages are 'secured' against the property being purchased. But if you have to stop paying back the loan, the lender can repossess your home. However, to be fair, most lenders normally try to help you with a plan, if this fails and they cannot help, the lender may repossess your home to get their money back.
Mortgages are 'secured' against the property being purchased. But if you have to stop paying back the loan, the lender can repossess your home. However, to be fair, most lenders normally try to help you with a plan, if this fails and they cannot help, the lender may repossess your home to get their money back.
Services
To book your mortgage broker telephone call back just choose a date, select a time and click "Book Appointment". You'll then be presented with a form. You'll need to tick the consent box as, believe it or not, we need to have your permission to make an appointment, albeit you're making the appointment!
To book your mortgage broker video appointment just choose a date, select a time and click "Book Appointment". You'll then be presented with a form. You'll need to tick the consent box as, believe it or not, we need to have your permission to make an appointment, albeit you're making the appointment!
When you decide you need a mortgage, finding the best deal is paramount. But, sometimes there's so much to think about that it can be quite daunting. For example: there's thinking about what rate you want, do you want a fixed, tracker, capped rate etc. Then there's the legal side and finding a solicitor.
If you can't purchase your investment property outright then you'll need to apply for a mortgage. However, this will need to be a Buy to Let mortgage. A standard or residential mortgage is only suitable when you plan to live in the property. There are differences between Residential and Buy to Let Mortgages.
When you decide to buy your first home it should be an exciting time. But, sometimes there's so much to think about that it can be quite daunting. For example: there's thinking about what area you want to live in, knowing what type of property to look for, and even having to find a solicitor. On top of all that, there's sifting through hundreds of first-time buyer mortgages, which can be quite scary.
Reviews (10)
Ummer Magudia
Dec 13, 2021
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Kem
Nov 14, 2021
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Toni H.
Oct 27, 2021
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Bill was constantly on hand to offer as much or as little help as necessary throughout the house buying process; often going above and beyond the the realm of mortgage advice to help us out as much as possible. A balance of personable and professional qualities made Bill a pleasure to work with throughout and his transparency at every stage of the mortgage process left us in no doubt that we were getting the best deal for us.
J. Wickham
Oct 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Great service all the way. Terry very quickly understood our needs and preferences - explained all options and comparisons in detail but with clarity. Listened to and answered any number of questions and was knowledgeable about the products available. Nothing pushed or sold - all the hassle taken out of the process. Highly recommended.
Great service all the way. Terry very quickly understood our needs and preferences - explained all options and comparisons in detail but with clarity. Listened to and answered any number of questions and was knowledgeable about the products available. Nothing pushed or sold - all the hassle taken out of the process. Highly recommended.
Tilly Neville-Clarke
Oct 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Bill was absolutely amazing! He was helpful, very responsive and patient with all our questions - its our first time buying a house and MDFS Mortgages made the process feel easy and exciting. Bill went above and beyond for us, and was always happy to help. Would highly recommend! Thank you Bill.
Bill was absolutely amazing! He was helpful, very responsive and patient with all our questions - its our first time buying a house and MDFS Mortgages made the process feel easy and exciting. Bill went above and beyond for us, and was always happy to help. Would highly recommend! Thank you Bill.
Bisi
Oct 14, 2021
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Terry is a diligent and extremely helpful mortgage broker, providing sound recommendations with excellent knowledge of the market. I was very fortunate to learn of his services for my first property and would not hesitate to recommend to friends & family. He quickly understood my current situation and secured a great mortgage rate. Terry is personable, a great communicator and committed to ensuring a smooth house purchase. I look forward to using his services in the future.
Sarah Ashby
Sep 23, 2021
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Alexander Brodie
Sep 17, 2021
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Tamsin C.
Sep 05, 2021
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Terry at MDFS was absolutely amazing. Me and my partner recently purchased our first ever home so it was all a bit daunting, but Terry was really good at explaining it all to us and made the whole journey of getting our first mortgage a very easy one! He was super responsive and available for questions throughout and was very focused on getting us the best deal. We are very grateful to him and would 100% definitely recommend.
Alice Walton
Jul 21, 2021
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I highly recommend Terry Massey to anyone who needs a great Mortgage Broker. Terry always picked up the telephone which made the process easy. He explained everything to make it all very clear and understandable. My sale wasn't for a big amount of money but never did Terry make it seem less important which I really appreciated. He totally sorted any problems out in a very rational and calm way, I am very very grateful.
