We are the Residential Investment funding specialists. We have been helping Landlords develop their portfolios for 30 years and 80% of our business is repeat business from existing clients. Our consultants have a long and successful track record in placing both Commercial Investment and Owner-Occupied Commercial business for our clients.
As with the Residential Investment side of our business, we work closely with our Commercial property funding sources enabling us to negotiate attractive terms for both purchases and refinancing. Our experience and expertise enables us to put together a full and detailed package of information to ensure that the chosen lender has all they need to provide a quick and accurate decision on your finance requirements.
As with the Residential Investment side of our business, we work closely with our Commercial property funding sources enabling us to negotiate attractive terms for both purchases and refinancing. Our experience and expertise enables us to put together a full and detailed package of information to ensure that the chosen lender has all they need to provide a quick and accurate decision on your finance requirements.
Services
Professional Landlords and Professional Investors each have their own unique requirements that tend not to fit the standardised 'Buy to Let' type products, perhaps they own too many properties or they are owned via a Limited Company and therefore fall outside a 'Buy to Let' lenders criteria.
It is important to explore all possible options in order to obtain the best possible terms, especially in the current climate, as lenders are taking a cautious approach.At Professional & Commercial we have spent many years establishing a close working relationship with a number of lenders who are willing to look at each proposal on its own merits, rather than using the tick box, 'Computer Says No' approach.
It is important to explore all possible options in order to obtain the best possible terms, especially in the current climate, as lenders are taking a cautious approach.At Professional & Commercial we have spent many years establishing a close working relationship with a number of lenders who are willing to look at each proposal on its own merits, rather than using the tick box, 'Computer Says No' approach.
At Professional & Commercial we have specialised in the HMO market for many years and we have funded, for our clients, a wide range of properties from 5 or 6 bed student houses to properties comprising up to 40 or 50 bedsit units in major cities and towns. We can offer up to 75% LTV, with interest only available for up to 25 years, at very competitive rates.
Through contacts established over many years Professional & Commercial can place most types of Commercial Finance be it Owner-Occupied, Investment or Development at attractive rates from around 2.5% over Bank of England Base Rate. From our initial conversation with you, either by telephone or email we will ascertain the relevant information needed to discuss your requirements with our funding source.
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