Bamboo
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Bamboo
At Bamboo, you'll find an easy application process for personal loans and we do not ask for a guarantor. We've tried to make the application process simple to complete on our website, but if you need help at any time, then please call our super helpful applications team on 0330 159 6011. Let's see what Bamboo can do for you.

Tell us how much you would like to borrow. Tell us over how many months you'd like to pay it. And tell us what you want to borrow it for. Click "Apply Now", enter a few details and you'll get your instant quote, with no impact on your credit score. Now comes the final application bit. You'll need to confirm your employment status and where you live.
Services
We're a direct lender who have built our business around helping people like you find an affordable loan that fits your credit situation. Our 80, UK-based staff are in Southampton, London and Caerphilly. Our service is trusted by over 150,000 customers and we're proud to have been voted Best Personal Loan Provider three years in a row at the 2017, 2018 and 2019 Consumer Credit Awards.
As an existing customer, you can apply for a top-up loan if you have been repaying your current Bamboo loan on time for at least 6 months. We will let you know once you become eligible to apply for a top-up loan via email and SMS. However, before you apply for a top-up loan, it is best that you stop and think if this is the best option for you as this might increase your indebtedness.
A Bamboo top-up loan is for existing Bamboo customers who would like to borrow some more money. If you are accepted, we will close your current loan and open a new loan for the extra cash and the amount needed to close the old loan. To make things simple, you will continue to have just one repayment with us every month.
A Bamboo repeat loan is for an existing customer who has finished paying off their first loan with us. It is done by taking out a new loan application and is processed just like any other loan. You decide how much you want to borrow, go through the application process and - if you're approved - get the money in your account.
If you are experiencing financial difficulties or find yourself affected by the ongoing crisis, it is important that you get in touch with us in good time. We will work with you to provide support tailored to your individual circumstances. Depending on your personal or household circumstances we have a number of different options available.
Reviews (10)
Karl Morris
Karl Morris
Jan 21, 2022
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Positive: Professionalism, Responsiveness
I am 67 not to technical it was a struggle to get throw but got there in the end you should try and make it easier for older people the staff where very helpful
N. E.
N. E.
Jan 20, 2022
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Easy application process and great customer service. Highly recommended.
Apollonia Hango
Apollonia Hango
Dec 28, 2021
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Their service is so fast and on point. Staff members spoken to are very professional and helpful. I have struggled to find help putting together my debts after an unexpected bill that I have to settle with my credit cards, not even my bank wanted to help despite knowing how much I earn . yes, their interest rate is high but that is due to my credit rate after spending years not working raising my children and have to make ends meet which was very difficult for me financially. as a result some bills went unpaid or late payments etc. Thank you to Bamboo , I am now free and might even pay my loan
Tiger Tim
Tiger Tim
Dec 26, 2021
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Struggling with family issues led me into some late payments which were recorded by credit score agency's recent storms in autumn left me with storm damage. The insurance co I have used for the past 20 years sent assessors who advised the co not to proceed we subsequently discoverd the assessor firm had a reputation for declining legitimate claims. In need of a loan for repairs I aproached Bamboo yes the raits are high and care needs to be excersised but they came to the rescue
Richard Elliott
Richard Elliott
Dec 08, 2021
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Critical: Professionalism
Hassled all through the Christmas period.My Bank account was defrauded,which I reported to Bamboo,but it didn't stop t
hem texting phoning and emailing.They even phoned my workplace during the busy pre Christmas period.
Lia
Lia
Nov 11, 2021
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Positive: Professionalism, Responsiveness
Excellent customer service. Very responsive and helpful. Application process straight forward and payout within a few hours
Gemma Smith
Gemma Smith
Nov 06, 2021
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I’ve been trying to consolidate my debts for a couple of years now and no one would help. Then Bamboo came along. They are my life saver. I can now sort my debts out, pay them off and close the accounts. They have taken a huge weight off my shoulders. Thank you Bamboo
Debbie Taylor
Debbie Taylor
Oct 16, 2021
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Phoned up last week for some advice regarding payments, got told someone would be in contact still waiting almost week later. Currently had my loan 3 years with 2 years left, wanted to know how I could save money/ how much I would have to pay a month if cleared within next 12 months no response!!!! The interest is absolutely ridiculous borrowed £6k almost £8500 interest added on top, would only recommend if no alternative option. Look elsewhere if possible!!!!
Alice Williams
Alice Williams
Oct 15, 2021
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Positive: Professionalism, Responsiveness
Very clear, easy to apply, quick, honest response and I got the money the same day. Interest rates are quite high, but very up front, so you're not tricked - I knew that and accepted it. Perfect service.
John B. Houston
John B. Houston
Jul 26, 2021
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Always happy to help with others give me a hard time over past credit records. Always keep the account in good standing to ensure a quick no hassle application if I need it. Good to have Bamboo in my corner for those special purchases. Not the cheapest but if you have the ability to take advantage of the early repayment after a few installments it's pretty handy as a safety net and peace of mind.