Granite Underwriting
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Granite Underwriting is a specialist underwriter of niche and non-standard motor insurance. We are a specialist MGA who have been established since 1982 and currently place business in excess of 75m Gross Written Premium a year. With our experienced team of underwriters and a flexible approach, we compete in areas of the market that more traditional insurers decline.

Whichever of our specialist product teams you contact, we pride ourselves on taking time to understand the risk and provide you with exceptional service. In view of the specialist nature of the policies we underwrite, including those where the vehicle is the customers livelihood, we understand the need for a quality insurer partner with a premier claims service, therefore all of our policies are underwritten by Haven Insurance Company Limited.
Services
Granite Underwriting's Private Car products are aimed at the non-standard motor insurance market. We look to compete in areas that are not well supported by traditional motor insurers. In the main, our pricing is of a bespoke nature that enables us to understand each risk on its own merits. You can obtain your quote via our online portal or get in touch via any of the methods below.
Granite Underwriting offers a range of policies aimed at the Private and Public Hire market. We offer quotations for both short term and annual products and have a designated direct debit facility available to assist drivers with payments, if required. Agencies are extremely limited and when granted are only offered to brokers that have local knowledge and service their local area; we do not allow agencies to quote on a national basis.
Unlike our competitors there are no straight decline categories. We write road risks (up to 6 drivers) and associated liability risks for the sole trader working from premises, or home, to the larger risks. You can obtain your quote via our online portal and you will receive a quote for the standard risks instantly.
Reviews (7)
Joe Trezise
Joe Trezise
Sep 16, 2021
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Critical: Professionalism
Called through to the switchboard to ask an enquiry and got absolutely abysmal service. The woman on the phone was rude, and spent more time trying to make me feel small.
Omelly A.
Omelly A.
Jul 20, 2021
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Absolutely outraged with the service and the audacity this company has. After paying £500 first initial payment and monthly payments of over £400 - they sent an email asking for documents which was provided accordingly. Apparently a contract of employment and payslip is not sufficient evidence to prove my employment as a barber. After going back and forth for the past couple days they have decided today to cancel my policy after 1 week of purchasing it and will only refund me £100 of my initial deposit, that will also take up to 30 days for the refund.
Appealing customer service although I
Sekina Bibi
Sekina Bibi
Jul 15, 2021
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Critical: Responsiveness, Value
Rip off!!!! The only ones that do food delivery insurance other than Zego, take full advantage, after cancelling still want a month's worth installment, considering taken 2 in first month, you don't even earn as much do stay clear, stick to business insurance!!
Philip Marchant
Philip Marchant
Dec 11, 2020
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Critical: Professionalism, Quality, Value
Steal money from you, add BOGIS CHARGES OF 50 QUID TO YOUR BILL, never take the money when there supposed too and ene up charging u late fees.
AVOID THIS COMPANY, I'd rather get Corona that suffer anymore with this bs company any longer. Sooner my no claims is complete I'm OUTTA HERE., never looking back .
Okenemem
Okenemem
Dec 09, 2020
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They seem ok , insurance took a bit long to show on the mid but they have competitive rates
Ali Ari
Ali Ari
Aug 01, 2020
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Very very very bad I would not recommend this insurance at all 🤦🏼‍♂️🤦🏼‍♂️
ODDDOGvlog Iii
ODDDOGvlog Iii
Jun 26, 2020
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Wasted 8 hrs of my life trying to get a cover note to rent a car from enterprise, which in the end could not do anything and now instead of getting a courtisey car as I need a car for work, I'll have to book off holiday instead whilst my car is being repaired, not going with these guys again,
Ontop of that, my insurance company is Haven, they send me to granite, which send me to quote detectives which send me to haven which send me granite which send me to quote detectives... 8hrs!!! Not in one session but, 2x, all I needed was a cover note to get a courtesy car!! Not going with these guys again