Julian Mace & Associates provide advice, recommendations and guidance to put you in control of your financial planning arrangements. We offer a holistic service based on your lifestyle and financial aspirations. We meet with you, listen to you and carefully assess your circumstances before giving you detailed financial advice.
We can then recommend a full financial package. We specialise in mortgage and insurance advice all tailored to meet your lifestyle needs. We will also be happy to refer you to a third party for any Pension & Investment advice you may require.
We can then recommend a full financial package. We specialise in mortgage and insurance advice all tailored to meet your lifestyle needs. We will also be happy to refer you to a third party for any Pension & Investment advice you may require.
Services
We provide advice on Mortgages (including Buy to Let **), Life Insurance, Critical Illness Protection, Family and Dependent Protection, Income Protection, Business Protection and Home and Contents Insurance*. We offer a free initial consultation. Thereafter we normally charge a fee for mortgage advice.
Whatever your reasons for moving home, be it a larger or smaller property or just a change of scenery, we are able to provide a tailor made recommendation to suit your specific requirements. We will advise you on all options and choices available to you. Nobody wants to pay more than they need to for their mortgage.
Life Insurance policies pay out if you die within a specified period. This is usually the cheapest way to provide financial protection for your family in the event of your death. Coming to terms with the loss of a loved one is never an easy thing to do and adding financial burden to the grief makes coping even more difficult.
Critical illness insurance is a long-term insurance policy designed to pay a lump sum or income on the diagnosis of certain life-threatening or debilitating (but not fatal) specified conditions such as a heart attack, stroke, certain types/stages of cancer, multiple sclerosis and loss of limbs. The amount of cover you have can be level (fixed amount) or decreasing (reducing over time) and can be linked to commitments like your mortgage.
Often referred to as Family Income Benefit this is a much overlooked type of cover, Family Income Benefit protects a level of income for a fixed term. In the event of death (or critical illness) the amount of income chosen at the outset will be paid for the remainder of the term of the plan. Often the term is set to protect you until your youngest child is 18 or 21.
Reviews (2)
Nathan Merritt
Oct 05, 2019
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Megan Broadhurst
Sep 18, 2016
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My partner and I just purchased our first home, and Julian's involvement from day one was invaluable. He advised us fairly and honestly, ensuring we only opted for what we could afford and went into the process with our eyes open. His services are 100% transparent and he explains every aspect throughly, so you always fully understand what's going on (even if you're first time buyers who knew almost nothing, like us!).
Julian's efficiency in terms of correspondence was perhaps most impressive - he would respond to an email within seconds and was always available on the phone or face to face to
Julian's efficiency in terms of correspondence was perhaps most impressive - he would respond to an email within seconds and was always available on the phone or face to face to
