Welcome to JL Mortgages Ltd, mortgage and protection advisers in Coventry, Birmingham and the Black Country. JL Mortgages Ltd offers high-quality mortgage advice and mortgage broking services in Coventry, Birmingham and the Black Country. We provide financial advice across mortgages, life assurance, home insurance and income protection.
We will meet you twice in the advisory process; this allows us to understand your financial needs and provide the correct financial advice for your situation. Call us now and see how our friendly service and know-how can help ensure you get the right mortgage so you can buy a new home, buy a property to let or simply re-mortgage your existing property.
We will meet you twice in the advisory process; this allows us to understand your financial needs and provide the correct financial advice for your situation. Call us now and see how our friendly service and know-how can help ensure you get the right mortgage so you can buy a new home, buy a property to let or simply re-mortgage your existing property.
Services
Professional, laid back service. Very accommodating and knowledgeable. Have kept in touch throughout the process and answered any questions I have had straight away. Would definitely recommend! These guys are the best in the field in my opinion. Guided me all the way through from credit repair to finally getting back on the ladder to then progressing us even higher up the ladder to our dream home.
A mortgage is a 'secured' loan, which means that the loan is secured against the property being purchased until the mortgage is paid off. Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions. Mortgage providers follow a set of rules and procedures when deciding whether or not they will agree to provide a mortgage to purchase a residential property.
The prospect of buying your first home could be both daunting and confusing. Our aim is to guide you through the process from start to finish so that you understand exactly what the purchase entails and how much it will cost. The mortgage market changes all the time, not just in terms of mortgage deals and regulation but also in the way lenders assess loan applications.
Whether you are looking at consolidating your debts, raising money for home improvements, looking for a better monthly payment than you currently have, or want to restructure the terms of your current loan, we can help. Remortgaging can help your financial health in many ways. In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender.
Buy-to-let (BTL) mortgages are specifically for individuals who wish to buy residential property which they intend renting to tenants. Although a BTL mortgage is similar in a number of respects to a standard residential mortgage, there are some significant differences between the two. Most banks and building societies (and some other financial institutions) offer BTL mortgages, but terms, conditions and costs vary enormously.
Reviews (9)
Terri Melia
Oct 07, 2021
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As a first time buyer we found looking for a mortgage very overwhelming.
Emma Williams at JL mortgages was extremely helpful, reassuring and knowledgeable, nothing was to much trouble for her, she made the whole process easy for us to understand and walked us through step by step, would highly recommend this company and their services to friends and family.
Emma Williams at JL mortgages was extremely helpful, reassuring and knowledgeable, nothing was to much trouble for her, she made the whole process easy for us to understand and walked us through step by step, would highly recommend this company and their services to friends and family.
Sammie-Jo Simpson
Jul 26, 2021
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Where do I start !!! Would not recommended anyone other than JL Mortgages !!!
Joe went above and beyond
I ask a lot of questions and he answered them day and night. Joe is the loveliest and genuine person you’ll ever meet he has been through the journey of buying our first house and we recently remortgaged through Joe I would not use anyone else !!! I don’t know if this review gives JL mortgages any justice because you’d be silly if you went anywhere else!!
Joe went above and beyond
I ask a lot of questions and he answered them day and night. Joe is the loveliest and genuine person you’ll ever meet he has been through the journey of buying our first house and we recently remortgaged through Joe I would not use anyone else !!! I don’t know if this review gives JL mortgages any justice because you’d be silly if you went anywhere else!!
Chris Jones
Jul 20, 2021
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Joshua Mills
Jul 03, 2021
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Alex Abraham
Jun 30, 2021
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P. C.
Jun 29, 2021
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C. Whyne
Jun 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Was recommend by a mate at work to find a mortgage Emma is amazing always takes time to keep you well inform and always open to answer any questions and concerns over all efficient and on the ball quick turn over no messing about very pleased and would recommend every time thanks much appreciated service.
Was recommend by a mate at work to find a mortgage Emma is amazing always takes time to keep you well inform and always open to answer any questions and concerns over all efficient and on the ball quick turn over no messing about very pleased and would recommend every time thanks much appreciated service.
Orune M.
Jun 22, 2021
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Apostol Cela
Jan 15, 2021
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Positive: Professionalism, Quality
This is the second time I've used JL mortgages and both time they have been amazing for their extra help and support. The first time I tried a different mortgage advisor and was refused. I called Lawrence and he was very friendly and professional on his field. I can't wait to get the 3d house this summer.
This is the second time I've used JL mortgages and both time they have been amazing for their extra help and support. The first time I tried a different mortgage advisor and was refused. I called Lawrence and he was very friendly and professional on his field. I can't wait to get the 3d house this summer.
