PMB Consultants have a long proven track record in dealing with management and replacement of insurance claims involving loss/damage of all types of jewellery including watches, silver and antique jewellery with an emphasis on mid to high net worth losses.
As a result of our knowledge of both the insurance and jewellery markets we are well placed to deal with these types of claims and this sets us aside from the majority of other providers in dealing with this commodity on behalf of composite insurers, Lloyd' underwriters / brokers and Loss adjusters.The partners have been dealing with claims of this nature for over 20 years with vast experience in this industry.
As a result of our knowledge of both the insurance and jewellery markets we are well placed to deal with these types of claims and this sets us aside from the majority of other providers in dealing with this commodity on behalf of composite insurers, Lloyd' underwriters / brokers and Loss adjusters.The partners have been dealing with claims of this nature for over 20 years with vast experience in this industry.
Services
PMB offers a bespoke replacement service to our clients where the insured is fully involved in the replacement process. An item of jewellery is specifically created to meet the insured' requirements to a specified value which is independently valued. In this case the client had pictures of an original ring that had been lost.
PMB are able to undertaken repairs to all types of jewellery whether this is damage to an actual item or the loss of a gem stone from an item of jewellery. Below are two examples of rings that have been repaired. The first is a ring that was damaged due to being driven over by a car. The upper photographs show the ring to have been badly worn which has occurred over a period of time and the damage sustained as a result of the incident.
It may come as a surprise to many people however the large proportion of homes and their contents are underinsured, especially with regards to valuables. This can have a devastating effect in the event of a claim. Policy wordings do vary however if at the time of a claim your sum insured is inadequate, this could leave you having to finance the repairs or to replace essential belongings.
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