History - I joined the financial services industry in 2001, prior to that I had many jobs including supermarket shelf stacker, travel agent and call centre worker. My first job in the industry was as a financial advisor for Co-op Bank. I left there in 2003 to join a firm of independent mortgage advisers where I stayed until 2008 when I left to set up Mortgage 1st.
For the first 5 years, Mortgage 1st was just me as an adviser working from home. It wasn't until 2013 that I employed my first member of staff and since then the company has grown year on year to where we are today. I never set out to be the managing director of a large mortgage broker firm but I wouldn't change a thing!
For the first 5 years, Mortgage 1st was just me as an adviser working from home. It wasn't until 2013 that I employed my first member of staff and since then the company has grown year on year to where we are today. I never set out to be the managing director of a large mortgage broker firm but I wouldn't change a thing!
Services
Buying a home is extremely exciting but it can also be a daunting and overwhelming experience for anyone, especially if you are a first time buyer. You need to be confident that you have the best possible advice from the start and ongoing support throughout from fully trained professionals.
Our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
Our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
Moving house is probably one of the most stressful things anyone will do in their lifetime but it can also be extremely exciting for all the family. Whether you're looking for more space, a forever home, to downsize or even to relocate the first thing you need to do is to ensure you can get the mortgage you need.
Remortgaging is when you take out a new mortgage deal on your existing property and can be done for many reasons, firstly you may want to find yourself a better deal on your existing repayments or secondly to avoid switching onto a potentially higher standard variable rate when your current mortgage deal comes to an end.
The Buy-to-Let market is constantly growing due to the short term gains of an additional source of rental income and the long term benefits of property investment. If you are looking to purchase your first rental property and have no idea where to start our team of specialist Mortgage Advisers can guide you through the entire process giving you the confidence to become a property landlord for the first time.
The government's Help-to-Buy scheme is aimed at increasing the number of homeowners around the country by offering financial assistance with the purchasing of a property. With this scheme, buyers can move into a home with a deposit of just 5%, making houses affordable even to people with a small deposit.
Reviews (10)
Mark Cave
Aug 24, 2021
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Anil Hira
May 04, 2021
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The company is well represented by my mortgage advisor Hyat Alam, I recently remortgaged my property, I must say Hyat has made the process look easy. My case was complicated. Previously with a specialist lender now with high Street. I want to point out how this gentleman always remained professional he always followed up with his appointment and has been honest throughout the process. I've never met or dealt with this adviser but he's serious work. Hyat even answed my calls out of work hours. I can tell how passionate he is about his job. mortgage 1st, he needs a payrise or a promotion. Keep hold
Steven Brown
Feb 02, 2021
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I have used Mortgage 1st since purchasing my first house in 2016. Since the initial purchase mortgage 1st have helped with 2 re-mortgages and are currently helping with the sale of my current property and purchase of a new one. I have dealt mostly with Nikki and she is an absolute superstar, she is extremely friendly and approachable whilst maintaining the expected level of professionalism. Nikki and mortgage 1st remove all of the stress and worry that comes with obtaining a mortgage and ensure it goes as smoothly as possible. I will forever use mortgage first for all of my mortgage dealings!
Whisper Dosh
Nov 11, 2020
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Awesome service, as a first time buyer I didn't have a clue, but Daniel went through everything with me and explained it in a way that I could understand without jargon. He was very patient with my endless calls and questions and found me a conveyancing solicitor after being let down by 2 different companies. Would totally recommend!! 🙂
Billy Seaman
Sep 29, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
My financial advisor was Carl Robbins and he was fantastic, really good advice and very knowledgeable in his field. He made the mortgage application process as smooth as it could have been, covid did cause a few issues however Carl helped me overcome these. Would no doubt recommend mortgage 1st.
My financial advisor was Carl Robbins and he was fantastic, really good advice and very knowledgeable in his field. He made the mortgage application process as smooth as it could have been, covid did cause a few issues however Carl helped me overcome these. Would no doubt recommend mortgage 1st.
Becky Walls
Jun 17, 2019
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Have had a great start-to-finish experience with Mortgage 1st. Our first port of call was with Andy who reviewed our initial case. He was so helpful with any questions and assisted us over a couple of weeks. He transferred us to Imran who specialised in cases such as our own. Having both been self-employed our situation was more complex than some. He knew exactly how and where to approach to successfully obtain our mortgage in principle and made the impossible a reality. Imran was quick and efficient with communication throughout and both him and his processing team were always on hand with their
Ruth P.
Dec 17, 2018
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Having never used a broker before I was a bit sceptical as to the added value they could bring, but can honestly say Mortgage 1st were worth their weight in gold. They take all the stress out of getting a mortgage, and the fact o could do everything over the phone/email was a godsend when fitting around work and childcare. They have access to rates not on the high street and go with the best option for you without bias. We dealt with Andy and I can’t recommed him enough, professional, approachable, knowledgeable and extremely helpful. Would recommend them to anyone.
Jane Hardwick
Sep 24, 2018
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Contacted Andy Lunn at Mortgage 1st when we needed to remortgage. After working with Andy a few years ago and seeing his commitment to his clients on a day to day basis I knew he would give us a great service.
From start to finish Andy kept us informed and made it stress free.
Thank you Andy and the team!!
Jane and Andy Hardwick.
From start to finish Andy kept us informed and made it stress free.
Thank you Andy and the team!!
Jane and Andy Hardwick.
Katie Apps
Jul 22, 2018
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Carl Gardner
Sep 23, 2017
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