If someone depends on you financially, Family Life Insurance could be important for you. After all, if you were no longer there to provide for your loved ones, the financial implications could be considerable. Smart Family Life Insurance helps to provide financial protection by providing a benefit amount to your family in the event of your death or to you, in the event you are diagnosed with terminal illness.
Guaranteed Life Insurance helps to provide peace of mind by paying your chosen benefit amount to your loved ones if you were to pass away. The benefit amount can be used to help with funeral costs, or other expenses such as outstanding bills, loans or credit cards. Find out more about Smart Life Insurance with our easy to understand information pack.
Guaranteed Life Insurance helps to provide peace of mind by paying your chosen benefit amount to your loved ones if you were to pass away. The benefit amount can be used to help with funeral costs, or other expenses such as outstanding bills, loans or credit cards. Find out more about Smart Life Insurance with our easy to understand information pack.
Services
Smart Insurance offers a range of life Insurance products that can help you quickly and easily take care of your life insurance needs. We aim to make getting life insurance as uncomplicated as possible, with products that are straightforward and flexible, so you can find the right cover for your individual circumstances.
You can call our UK-based team FREE on 0800 977 6057. For enquiries about an existing Smart Insurance policy, you can call our customer service team on 0800 458 6901. Calls are free and we're open Monday to Friday from 9:00 am to 7:00 pm. As soon as the claim is accepted, we will pay the benefit to the person who is legally entitled to it and we will refund any premiums paid between the date of diagnosis (or death) and the date the claim is paid.
With Family Life Insurance, you are investing in peace of mind by helping to provide your family with financial support. Our fully trained life insurance specialists can arrange your policy over the phone and once you are accepted, you'll be covered immediately.
You can apply for Family Life Insurance cover on its own, or you can combine it with our range of optional covers; Critical Illness cover, Children's cover or additional Accidental Death cover.With our Age Based policy, you can keep it for the whole of your life, rather than deciding on a fixed term.
You can apply for Family Life Insurance cover on its own, or you can combine it with our range of optional covers; Critical Illness cover, Children's cover or additional Accidental Death cover.With our Age Based policy, you can keep it for the whole of your life, rather than deciding on a fixed term.
We've collated the most commonly asked questions our customers ask us in a handy list below. If you don't find the answer you're looking for, you can chat to us FREE on 0800 977 6057. Smart Family Life Cover provides cover to help fill the financial gap for your family if the worst were to happen and they were suddenly left without you to provide for them.
As a Smart Family Life Insurance policy holder, you'll also get back 10% of your first year's premiums which will automatically be paid within 14 working days of your 12th successful monthly premium payment. It's simply our way of saying thank you for choosing Smart Insurance. When you first take out your new policy we will send you a Will Kit, a convenient way to help put your affairs in order.
Reviews (10)
Alex Luy
Sep 05, 2021
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AVOID! AVOID! AVOID!!!
In 2019 I bought a car from Lexus Woodford. The garage offered me to purchase additional insurances for body minor damages protections. I thought that everything would be done within a Lexus, so I agreed to buy it. Unfortunately, as it turned out, the insurance was from smartinsurance.com. When I contacted them with a list of all minor defects on my car, the company refused to fix it. The company used their T&C to avoid repairing my vehicle. I had a brochure from Lexus directly with an explanation of all coverage. However, Smartinsurance decided to ignore that brochure and
In 2019 I bought a car from Lexus Woodford. The garage offered me to purchase additional insurances for body minor damages protections. I thought that everything would be done within a Lexus, so I agreed to buy it. Unfortunately, as it turned out, the insurance was from smartinsurance.com. When I contacted them with a list of all minor defects on my car, the company refused to fix it. The company used their T&C to avoid repairing my vehicle. I had a brochure from Lexus directly with an explanation of all coverage. However, Smartinsurance decided to ignore that brochure and
Spencer Cohen
Oct 31, 2020
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Took out life insurance as the rates seemed reasonable. Once i received the documents in the post , it told a different story. The premium increased by over by 800% in year 25......very misleading for a company that is regulated. If they explained at the beginning i would have asked for a different option, now i will look elsewhere.
Clair Thorne
Oct 05, 2020
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Foluke Mercy Obiwusi
Aug 03, 2020
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Do not agree to this fraudulent company! Renault sold this smart insurance to me when I bought my car, i was informed they will fix any dent or scratches but everytime i got in touch, they keep refusing, last time my car was dented, I sent them a photo ,they approved the repair, next thing they asked me to pay excesses which was never in the contract, i paid, the repairer came and refused to fix the dent. 1000 pounds was a waste , never have anything to do with them. They are rip off. 😣
Carolyn Penn
Jun 21, 2020
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I feel that I must complain about my experience with Smart Insurance & also make others aware.
I made an enquiry online. Then I got a call whilst at work. So, after stating that I was at work I agreed to somebody calling me one evening instead. So far so good.
I then got a call from "Harry" late afternoon one day. I explained that I was in bed in alot of pain/ not feeling the best & so asked for a call back in a few days to which Harry said he just needed to ask a few questions & then he would call back another day. I reluctantly agreed to answer said questions, but the "few questions" turned
I made an enquiry online. Then I got a call whilst at work. So, after stating that I was at work I agreed to somebody calling me one evening instead. So far so good.
I then got a call from "Harry" late afternoon one day. I explained that I was in bed in alot of pain/ not feeling the best & so asked for a call back in a few days to which Harry said he just needed to ask a few questions & then he would call back another day. I reluctantly agreed to answer said questions, but the "few questions" turned
Jay Bell
Dec 09, 2019
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Mila Grigorjeva
Sep 10, 2019
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Helen Weston
Jul 18, 2019
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Hafeez Ahmad Chaudry
May 10, 2019
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Tom Whitehead
Jun 12, 2018
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