Marsh Insurance Services

Marsh Insurance Services (Kent) Ltd is authorised and Regulated by the Financial Conduct Authority under reference: 474741. Our permitted business is advising, arranging, dealing as agent and assisting in the administration and performance of general insurance contracts. You may check this on the Financial Conduct Authority's register by visiting the FCA website or by contacting the Financial Conduct Authority on 0845 606 1234.

Household insurance ensures you are covered in the event you need to repair your home or replace damaged or stolen belongings. It is essential to make sure your policy covers everything you need it too, as some household insurance policies only cover limited aspects.

It is important to ensure factors such as, financial losses associated with damage or loss of an owned property and contents insurance for cover of loss, theft or damage to your possessions, are included in your policy, so you are not left short in the event of a claim.Home insurance is often required by your lender and is frequently tailored to specific requirements.

If you live in an area with a history of flooding, you'll probably know the challenges of insuring your home and possessions against this unstoppable risk. The team at Marsh Insurance Services is experienced in providing competitive insurance for properties at high risk of flooding, or those that have been flooded in the past.

To adequately insure your guesthouse or bed and breakfast, your insurance will need to cover the things that standard home insurance will cover, for example, damage from fire, flood, a burst pipe or a storm damaged roof. But that's not all. Additionally, bed and breakfast and guesthouse insurance should cover business contents and stock, theft and business interruption.

Many people aren't aware that during home renovations or extensions, your standard home insurance may not provide adequate cover. Renovating or extending a property is a costly and potentially stressful exercise. The disruption caused is one thing, but what if something goes wrong?

While work is being carried out your home is likely to be more vulnerable to the elements or burglary and, depending on how extensive the works are, it could even be structurally unstable.For these reasons, your standard home insurance is unlikely to cover you during the period of renovation. However, should the worst happen, you will need access to funds quickly to rectify any problems, and get the renovation work back on track.