C A P C
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C A P C
CAPC is a specialist mortgage and protection brokerage providing a tailored advisory service, delivered face-to-face, via telephone or email, depending on your preference. At CAPC we have an experienced team of brokers who are able to review thousands of products, ensuring you get the most suitable result.

2019 |CAPC is a trading name of Christopher Allen Private Clients Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the financial conduct authority. Are you planning to get a mortgage, but don't know where to start?
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CAPC is a specialist mortgage and protection brokerage providing a tailored advisory service, delivered face-to-face, via telephone or email, depending on your preference. At CAPC we have an experienced team of brokers who are able to review thousands of products, ensuring you get the most suitable result.
For most people, a mortgage is a long-term financial commitment, but you don't have to stay with the same product or provider for the entire term of your mortgage. You should regularly review your mortgage and check whether it is still the right mortgage for you, and that your rate remains competitive.
On the face of it, buying a home is considered to be a complicated and worrying process, but it does not need to be. We can guide you through the process and can offer expert mortgage advice specific to your circumstances. Buying a home takes a number of weeks, as there are a number of different factors that need to be taken into account.
If you have had arrears, defaults, county court judgements (CCJs), debt management plans or have been made bankrupt in the past 6 years, there are still mortgage options available. Bad credit mortgages help people with a history of poor credit get on the property ladder. You may have to pay a slightly higher interest rate, as mortgage lenders will deem you to be a higher risk.
Whether you're building a property empire or looking to buy your first buy to let property, we have got you covered. Buying a property to let can be a good way to bring in a regular income, and getting the right mortgage can make a big difference.

Buy to let mortgages are similar to residential home loans, but there are some important differences you need to understand, particularly if you are looking to buy your first investment property, which our professional buy to let mortgage advisors can help you with.Our mortgage brokers can provide you with expert buy to let advice, and help you understand the latest changes to the buy to let market and how they may affect you.
Reviews (10)
Natalie Harris
Natalie Harris
Dec 05, 2021
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Positive: Professionalism, Quality, Responsiveness
Excellent, speedy and professional service. Warm and friendly staff who act in your best interests and offer thorough advice and information when selecting a product.
Tom
Tom
Sep 28, 2021
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I went into the mortgage process convinced there was no chance of me getting one. I am self-employed and desperate to get on the property ladder with my wife and 5 children. It seemed like such an unobtainable dream. I was recommended to speak to Chris. And after a 10 min conversation, he assured me he was confident he could secure me a mortgage. Not only am I self-employed, but I work in an industry hit hard by covid. I eventually found a house that we fell in love with and decided to go for it, what have I got to lose. Chris, Gemma and Fabio were amazing through the whole process. Always on the
Nicola Tran
Nicola Tran
Sep 19, 2021
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Amazing team at CAPC. Michael has been exceptional from start to finish extremely helpful every step of the way. He even gave us advice on building insurance too along with tips to help the process go as smoothly as possible-which as first time buyers makes a huge difference! Thank you to Michael and the rest of the team Fabio and Gemma everyone was responsive, very professional and friendly. Would highly recommend CAPC to friends and family. Thank you again!!!!
George D.
George D.
Sep 07, 2021
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The entire team at CAPC are incredibly professional and responsive. They were quickly able to recommend a great mortgage for me and my partner whilst providing ample support throughout the process, clearly talking through each step with us. Gemma really helped us push the whole process through by keeping a consistent dialogue open with our solicitors. Would happily recommend to anyone looking for a mortgage.
Stuart Nichol
Stuart Nichol
Jul 25, 2021
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The team at CAPC are a professional business with amazing quality and value for money. We have used them for years and it is great to see that their service still remains second to none. CAPC are a business you can trust, I would not hesitate in recommending them to my family or friends. Special thanks to Michael and Gemma for their help and service.
Best regards,
Stuart & Juliana
Lisa Millar
Lisa Millar
Jun 28, 2021
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Positive: Professionalism
Highly recommended for your mortgage requirements. Proactive with lenders and always very efficient. Chris and the team provide a service second to none. Thank you.
Amaury De Closset
Amaury De Closset
Jun 13, 2021
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Michael, Fabio and Gemma were all professional and got us the result we wanted. They communicated clearly and pushed when necessary. They were not the cheapest, but they knew their stuff (especially when dealing with special and complex set of circumstances) and provided a quality service. I would recommend them to others with special circumstances.
Dani -Maria Wall
Dani -Maria Wall
Feb 13, 2021
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Positive: Professionalism
Michael and his team were extremely helpful from our very first conversation. Michael came recommended to me by a friend and I would highly recommend him myself. Every person I communicated with were nothing but professional, and explained every step of my house purchase. I am extremely happy with their services.
Kb Camper Hire
Kb Camper Hire
Oct 11, 2020
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Having just started my own Buy to Let business I felt overwhelmed by all the work and research involved in arranging the right mortgage. A friend introduced me to CAPC, for which I will be forever grateful. Michael, Aimee and Fabio couldn't have been more helpful. Everything was explained to me and they were extremely professional in the way they found the best product for my purposes. The communication throughout has been amazing. I am now using CAPC again for my second purchase. I can't recommend them highly enough. Thank you! - Dee Knight
Annoying Doctor
Annoying Doctor
Aug 12, 2020
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CAPC were incredibly accessible all the way through a very complex, and difficult time. Despite Covid having affected mortgage companies, solicitors, and other agencies they were the sole point of contact. The team were always extremely personable and helpful, Chris is incredibly meticulous and provided comprehensive feedback every week to ensure everyone knew what progress had been made, and his knowledge of the business was invaluable in how the sale proceeded. Thanks to him and his team I’m now listening to the screams of delight in the garden of our new house.