We are a well respected small family firm of Independent Mortgage Specialists and Life Assurance Advisers offering impartial and professional advice in Wellesbourne, Warwick, Stratford-upon-Avon, and across South Warwickshire and beyond. Our philosophy is to do what is best for our clients. No ifs.
No buts. The Company was established in 2002 and our Principal, Steven Ball, has been an Adviser in Financial Services since 1989 and is well known in this area. He holds Financial Planning Certificates 1, 2 & 3, as well as the Certificate in Mortgage Advice and Practice (CeMap) and the Advanced Financial Planning Certificate for Savings and Investments.
No buts. The Company was established in 2002 and our Principal, Steven Ball, has been an Adviser in Financial Services since 1989 and is well known in this area. He holds Financial Planning Certificates 1, 2 & 3, as well as the Certificate in Mortgage Advice and Practice (CeMap) and the Advanced Financial Planning Certificate for Savings and Investments.
Services
We are always very grateful for any feedback comments made by our clients, and these are the latest - the original letters are available for inspection. Steve was very courteous and understanding throughout the process. He was easily contactable and was able to provide knowledgeable advice for every query.
What does a mortgage broker do that you can't? There's an awful lot to choosing the right mortgage. It's not as simple as just the cheapest fixed or tracker rate mortgage you can find. Mortgage advice, from a reputable broker, can be an invaluable service - and here's why. An important thing to understand is that when you receive mortgage advice, your mortgage broker has a duty of care to you.
Buying a house and taking out a mortgage is possibly the biggest financial commitment you will make. It can also be a very stressful undertaking. We are here to alleviate that stress as much as possible, and everything is explained in an easy to understand way without jargon. We are very experienced in the mortgage market, and use the latest technology to source the best deals currently available.
Help To Buy equity loans are currently open to both first-time buyers and home movers on new-build homes worth up to 600,000. Not all new-build houses are available on this scheme, the builders decide which ones. You won't be able to rent out your home, or use it to buy a second home, it is for your main residence only.
Most lenders won't take fostering income into account, so it can be very difficult to find a mortgage. We have access to the few lenders who will accept all of the foster carers income, even if you don't have another job. If you do have other income, that may be taken into account as well. Each case is looked at individually, but if you have at least 6 months remittance slips you are in with a chance.
Reviews (1)
James Staite
Oct 28, 2019
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If you are looking for a mortgage advisor then look no further. Steve really goes the extra mile to help you and get the best deal. We had a particularly problomatic house purchase that dragged on for sometime, however Steve was always on hand to offer advice and rearrange to ensure we were still getting the best deal. There are not many people in the house buying process that are honest and really want to help you. Steve is a true gent and makes the experience feel like he is more of a friend than a business. We will certainly be returning in the future. Thanks again Steve for all your help.
