Mesa Financial Consultants
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We offer solutions in numerous lending lines. The business was born due to the frustrations we had whilst working in a retail bank and constantly having to decline valuable clients. Mesa has access to whole of market advice and our priority is assisting our clients in meeting their financial goals.

We believe our understand and expertise of the market are what puts us in the leading seat of any brokers across the UK. We offer a free initial consultation which will determine exactly how we plan to move forward with your goals. MESA can act at pace, which allows us to control the whole borrowing process for our clients.
Services
The mortgage market has become as complex as ever in recent years. We aim to make this process as easy, transparent and fast as possible, no matter how complex the situation may be. We offer completely independent advice, that has been shaped to support you with your financial situation. Delivered through our professional Mortgage Advice Service, we will ensure you get the right mortgage to meet your individual needs.
Mesa Financial has a some of the most talented advisers in the industry when it comes to commercial lending. The commercial lending market is as complex as it comes. We will work with our partners and lenders to find a solution for your commercial lending solution. Owner occupied/trading businesses - aimed at trading businesses looking to purchase or refinance their own premises for a variety of reasons.
The development finance world is the best kept secret in finance. If you are a developer or a land owner and require funding for a development then look no further. Develop finance is used to fund new build development schemes. This includes ground up new build developments, large multi unit flats, mixed use development schemes and many other new build projects.
Bridging loans are ideal for customers who need to access funds quickly, are buying a property at auction or expanding their property portfolio. Our job is to find out our clients full financial situation and to see if bridging finance is a viable option. Pricing can be personalised based on your financial situation and what you are looking to achieve so it is important to have an initial discussion.
Protecting your family and your most prized possessions is the most important decision you will make. If your children, partner or other relatives depend on your income to cover the mortgage or other living expenses, then you probably do want life insurance, since it will help provide for your family in the event of your death.
Reviews (10)
Sue Laidlaw
Sue Laidlaw
Jan 05, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
We have used Mesa Financial Services from the outset and have had outstanding service on all occasions. Professional and intelligent work that has led to great mortgage outcomes!
Ellie Mahon
Ellie Mahon
Dec 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Jo made the process of our mortgage rate switch easy and efficient. Highly recommend. Thanks Jo and Mesa team
Elberte Reis
Elberte Reis
Nov 25, 2021
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Positive: Professionalism, Responsiveness
We will definitely recommend Mesa for our friends and family. Specially Jo Payne; She helped us finding the best self-employed mortgage deal. As first time buyers it was great to have her assistance every step of the way. Thank you Jo!
Athlete Mannies
Athlete Mannies
Nov 22, 2021
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Wow! What a fantastic service!
Having been previously dealing with a very unprofessional financial company before, Jo Payne and the team at Mesa were a breath of fresh air.
Efficient, responsive and very nice people.
I have been recommending the service everywhere and will continue to do so!
Adrian Gray
Adrian Gray
Nov 08, 2021
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Mesa Financial are professional, friendly and experienced. Jo Payne arranged our last two mortgages and we will definitely continue to work with her moving forward. Jo provides excellent advice and does an amazing job at keeping you informed throughout the process - from beginning to end.
We would highly recommend and often do. Great business and great people.
The 5 star rating is well deserved. Well done Mesa Financial 👏🏼
Ben Henderson
Ben Henderson
Aug 14, 2021
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Excellent customer service from start to finish! After having a few conversations with other Mortgage Brokers due to my mortgage being complex, I spoke to James McGregor who confirmed Mesa could provide a solution. Fran ran with the application and was on hand at every stage of the way, helping and advising us to make a stressful situation run smoothly. The team at Mesa have secured us in obtaining a mortgage for our dream house and I would highly recommend the to anyone that appreciates first class service!
Marius Esterhuysen
Marius Esterhuysen
Jul 20, 2021
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Thank you to James, Jo and the team for a fantastic service. Overall 5 star rating for professionalism, in-depth market knowledge and delivery. We have just concluded our remortgage process and James ensured to take on our short term objectives whilst considering our mid-longer term objectives and delivering accordingly. I would highly recommend Mesa Financial.
Jawad Bhatti
Jawad Bhatti
Jul 16, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Mesa Financial team is highly professional, they did great job in getting me several deals over the decade. In 2021, they managed my mortgage / buying and went above and beyond to meet the deadlines - they stepped in when my solicitors lost the mortgage offer. Highly recommend the team.
Chris Morris
Chris Morris
Jul 11, 2021
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James and the team at Mesa have assisted me on a number of client issues recently, all with great success. The most recent, our client was able to receive in excess of the lending they had anticipated and was extremely satisfied with the service provided. This was a complex lending scenario and James went above and beyond to ensure the best outcome was achieved. I have no hesitation in recommending Mesa and look forward to their continued assistance with client matters in the future.
Neil English
Neil English
Apr 08, 2021
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I first met James last August and within 4 weeks we were approved for a large development loan with terms that were far more competitive than antything I had previously recieved. I had never heard of the lender before but they have turned out to be amazing people to deal with and the development is going really well. I must admit I was a bit skeptical of using brokers in the past but now realise they have a unique access to these niche lenders and often at better rates than well known names.
Over all I could not be happier with Mesa so much so that James is already hard at work on my next deal