TEn is a General Insurance (GI) Broker Network, launched in 2005, with its sights firmly set on helping small established and start-up brokers weather the storms and seize the opportunities of changing times ahead. Originally, formed as a purely Commercial Insurance network, we have since extended our remit to incorporate Private Clients and Personal Lines (EDI) business as well.
We have also become a bit of a magnet for Latent Defect Insurance start-ups. Since 2005, TEn has become the go-to place for industry professionals who are seeking to start anew and build from there. Whether that be individually, or as a small team. Importantly, the continued independence of TEn, as a broker network, is guaranteed by our constitution.
We have also become a bit of a magnet for Latent Defect Insurance start-ups. Since 2005, TEn has become the go-to place for industry professionals who are seeking to start anew and build from there. Whether that be individually, or as a small team. Importantly, the continued independence of TEn, as a broker network, is guaranteed by our constitution.
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For want of a re-inventive idea. An industry that militates against start-ups, as ours does today, is one that is doomed to stagnation and ultimate extinction. In 1971, a founder of TEn, Kedric Rhodes, ran his business.
Our real dilemma is that we don't much care for the term Appointed Representative (or AR), as this tends to conjure an image of somebody driving around the countryside with a car boot full of sample hair-care and/or deodorising products.There is, alas, little we can do. It does not cover absolutely every aspect of it.
Our real dilemma is that we don't much care for the term Appointed Representative (or AR), as this tends to conjure an image of somebody driving around the countryside with a car boot full of sample hair-care and/or deodorising products.There is, alas, little we can do. It does not cover absolutely every aspect of it.
An industry that militates against start-ups, as ours does today, is one that is doomed to stagnation and ultimate extinction. In 1971, a founder of TEn, Kedric Rhodes, ran his business from his mother's spare bedroom for the first three years. He was also able to spend his first Monday walking from one end of the Uxbridge Road in Ealing to the other, visiting insurer offices and collecting a dozen agencies.
It does not cover absolutely every aspect of it. You will find out lots more in our Start-Up Guide, which covers the real nitty-gritty, once you have made a decision in principle to move forward and join us. In any typical broker, the client relationships are handled by variously titled people, called Account Executives or Business Development Managers.
The detail about hardware, software and broadband connectivity can be, either, a total turn-off, or a matter of very keen interest to different brokers. The basic requirement is a broadband connection, which can vary in capacity depending on what level service you can obtain. Anything other than rural internet poverty is fine.
We use a formula that incorporates a host of subtle variations, taking into account AR differences. This calculation looks at income size, average premium size, anticipated workload, proficiency in terms of Insurance and IT usage, plus other factors. It would be completely wrong for anybody to assume that the financial results of joining TEn would be like dealing with a Wholesale Broker for everything.
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