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Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. It's important to ensure you put the right insurance in place to protect your home, its contents and your overall financial security.

At Wise Mortgages we really care that you receive clear and intelligent advice. We promise a friendly member of the Wise team will always be on hand to help; we really know how important it is for you to have someone capable handling your financial affairs. Wise mortgage advice comes after speaking to an adviser who listens.
Services
Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their contact telephone number. Amy has been a Mortgage & Life Insurance adviser since 2010, previously having worked in complaint management for the largest building society in the UK.
A mortgage is likely to be the single largest financial commitment you ever make. There's a wide range of mortgage products out there, with varying interest rates and repayment options available. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment. This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Also known as 'key man insurance', this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director. This can provide a business partnership with the funds to 'buy out' or compensate the deceased's dependants, should a business partner die.
This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events. Civil partnerships in the United Kingdom, granted under the Civil Partnership Act 2004, allow same-sex couples to obtain essentially the same rights and responsibilities as marriage.
Reviews (5)
Peter Ditch
Peter Ditch
Jul 27, 2020
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I had a very informative chat with Kit on the phone and he gave me some very useful information, especially considering my circumstances. I feel much more positive now about getting my next buy-to-let mortgage. I found him to be very friendly on the phone and was a pleasure speaking with him.
Shashank Kapoor
Shashank Kapoor
Sep 25, 2019
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I wanted to buy a flat and got in touch with Kit through recommendation. Kit highlighted the risks of buying this property as it was above commercial units. I thought it was a bargain, until the issues with it were brought to my attention. This property probably won't see any capital gains either and may loose money in long run due to high interest rates. Although I did not go ahead with this property, but will definitely be taking Kit's service again when I buy my next property. Highly recommend as Kit is very knowledgeable and can give advice on things which can save you loosing money long term
Anthony
Anthony
Sep 02, 2019
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An absolute pleasure from start to hopefully finish. We approached Amy and Kit on the basis that we needed a larger mortgage due to an unforeseen circumstance.
What followed was a straightforward process and help along the way which in turn has helped us purchase our dream property.
They are extremely knowledgeable but have such a personable approach that I couldn't recommend them highly enough.
Andy Smith
Andy Smith
Aug 02, 2019
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The team at Wise were approachable, friendly and made me feel comfortable about switching mortgages. The switch has knocked nearly 4% off my interest rate and freed up a bit of capital to help with the growth of my business.
Great service!!
Dan E. Boy Uk
Dan E. Boy Uk
Jul 13, 2019
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Expert friendly advice from an excellent team. Thank you Wise Mortgages!