With a bewildering array of financial products and services available from hundreds of providers, making your own arrangements to plan for the important decisions in life, can seem more than a little daunting. With over 30 years experience in the financial and property markets, Harrington & Horne Financial Services Ltd success has been based upon finding the most suitable financial solutions for our clients throughout their lives.
As Independent Financial Advisers we are able to survey the entire market to find and provide you with the most suitable advice to meet your needs, without any bias towards a particular lender or product provider. We are able to provide advice either upon a fee, commission or a combination of fee and commission basis, subject to your requirements as outlined in our About Our Services & Costs key facts document.
As Independent Financial Advisers we are able to survey the entire market to find and provide you with the most suitable advice to meet your needs, without any bias towards a particular lender or product provider. We are able to provide advice either upon a fee, commission or a combination of fee and commission basis, subject to your requirements as outlined in our About Our Services & Costs key facts document.
Services
This web site is intended to provide an overview and brief introduction to the different areas of financial planning that we are able to advise upon. If you would like to discuss any particular aspect of financial planning or if you would like to arrange an assessment of your current financial position please contact us.
We help you through this process by; determining your requirements, sourcing the most suitable mortgage for your needs and ensuring the smooth progress of your mortgage offer and associated policies for your purchase:. Whether you are a first time buyer, moving home, remortgaging for a better deal, buying to let or releasing equity, our experienced advisors will help guide you through the process and determine how much you can afford to borrow.
Unfortunately life is not always a bed of roses. Fundamental to any sound financial planning is ensuring that both you and your family's welfare is protected under any circumstances. Many people prefer to bury their heads in the sand or believe that it will never happen to them. We can help provide you and your family with a secure financial future in the event of death, critical illness, prolonged ill-health or unemployment.
Pensions might seem complicated but the basic idea is a simple one. It's worth understanding their benefits, because your State Pension - while providing a foundation - may not be enough to live on. You need to save more. More than half of people in the UK either aren't saving at all for their retirement or they aren't saving nearly enough to give them the standard of living they hope for when they retire.
Have you minimised your Inheritance tax liabilities to ensure that your chosen beneficiaries inherit as much of your estate as possible?. If your property, savings and other assets are worth more than 325,000* HM Revenue & Customs (The Tax Man) is likely to be one of your beneficiaries, in fact depending upon the size of your estate he could be one of your biggest, as tax is payable at 40% on the amount above this threshold.
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