In need of an INSURANCE QUOTE OR REVIEW FOR YOUR LIFE, CRITICAL ILLNESS, INCOME PROTECTION AND BUILDINGS AND CONTENTS INSURANCE? Interested in building your own home through SELF OR CUSTOM BUILD? Full advice and recommendation from a highly qualified and experienced adviser from the whole of the market on mortgages.
We will make the process simple for you as we will apply on your behalf and promise to keep you updated throughout. Advice and reviews of associated insurance products like building and contents, life, critical illness and income protection for example. Indigo Mortgage and Financial Services Ltd is an appointed representative of Quilter Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority.
We will make the process simple for you as we will apply on your behalf and promise to keep you updated throughout. Advice and reviews of associated insurance products like building and contents, life, critical illness and income protection for example. Indigo Mortgage and Financial Services Ltd is an appointed representative of Quilter Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority.
Services
Indigo Mortgage and Financial Services ltd is based in Abingdon in Oxfordshire and offers Mortgage and Insurance Services to customers throughout the UK. At Indigo Mortgage and Financial Services Ltd we strive to offer every customer a highly personalised service when looking for Mortgage and Insurance Products.
Sonja is a highly qualified and experienced Adviser with a proven track record in the Financial Sector having worked for Banks and Building Societies in Managerial Positions. She holds the Certificate in Mortgage Advice and Practice, Diploma in Financial Advice and Certificate in Regulated Equity Release Qualifications.
Treating Customers Fairly is a core principle of our company and the way we conduct our business. We are constantly striving to improve our service and develop new and innovative ways to communicate our services and new product information to you. Central to our Treating Customers Fairly ethos is our commitment to providing clear and concise information, free of "jargon" and written in plain English.
A mortgage is a 'secured' loan, which means that the loan is secured against the property being purchased until the mortgage is paid off. Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions. Mortgage providers follow a set of rules and procedures when deciding whether or not they will agree to provide a mortgage to purchase a residential property.
Once your mortgage application has been accepted in principal, you may have the option of deciding how you repay the loan: on a 'repayment' basis, or on an 'interest only' basis. With a repayment mortgage your monthly repayments cover both capital and interest on the loan.
As the term continues, the amount outstanding on the loan reduces so the full amount of the loan will have been repaid at the end of the term as long as you have made all your payments on time.No other repayment vehicle is needed and it avoids the risk of investing (e.g. in the stock market). If you remortgage, you may be tempted to extend the end repayment date in order to lower your monthly payments.
As the term continues, the amount outstanding on the loan reduces so the full amount of the loan will have been repaid at the end of the term as long as you have made all your payments on time.No other repayment vehicle is needed and it avoids the risk of investing (e.g. in the stock market). If you remortgage, you may be tempted to extend the end repayment date in order to lower your monthly payments.
Reviews (8)
Andrew Reading
Sep 26, 2021
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Positive: Professionalism, Quality, Responsiveness
Probably the best experience I have had to date within the financial services sector. Sonja is approachable, responsive and considerate. She keeps you updated regularly and explains everything in details. She is extremely professional and I would trust her in all aspects of my finances. I wholly recommend her services.
Probably the best experience I have had to date within the financial services sector. Sonja is approachable, responsive and considerate. She keeps you updated regularly and explains everything in details. She is extremely professional and I would trust her in all aspects of my finances. I wholly recommend her services.
Richard Gaunt
Apr 26, 2021
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Karina Russell
Apr 21, 2021
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Sonja was absolutely amazing throughout my mortgage process! It took a lot longer than expected to sell my house and buy a new one, and along with changes to my income during that period, I wasn't a simple case. However, Sonja was always at the end of the phone or an email to reassure me and guide me through the process. With her help, securing a mortgage was by far the easiest part of buying my house. I would recommend her to anyone without any hesitation.
Ellie
Dec 20, 2020
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Niamh Hammond
Nov 25, 2020
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Gavin Dunkley
Sep 18, 2020
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Amazing service, Sonja was available and informative at all times. As a first time buyer the whole experience can be daunting. Sonja made it a painless process even intervening when I came up against opposition from an overzealous and awkward agency. I would highly recommend Indigo Mortgage to anyone and have already done so with some of my close friends and colleagues. I honestly can't speak highly enough. I'm now happily moved it so thank you Sonja and Indigo.
William Webb
May 31, 2020
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Pawala
May 17, 2020
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Sonja made a difficult process so simple. She was always very responsive to all my questions and was really informative about all my options. During a tricky covid period where all the good mortgages were being pulled, Sonja managed to get me a great deal! I cannot recommend her enough! I have already passed the information for my friends. I want them all to use indigo and get the same service I got.
Thank you very much.
Thank you very much.
