Welcome to the website of our unique company where exemplary personal service, based on many years of experience, is our minimum standard. There are thousands of mortgage brokers in the UK offering their services to homebuyers - why are we different? Simon has been at the forefront of the development of mortgage broking as a "profession" for approaching 40 years.
Simon has been a well known mortgage market commentator in the written, broadcast and electronic media for well over 35 years and is a familiar face and voice to the mortgage buying public.
Simon has been a well known mortgage market commentator in the written, broadcast and electronic media for well over 35 years and is a familiar face and voice to the mortgage buying public.
Services
Mortgage Management is the service all our team aim to provide using Simon's approach to advice and commitment to long term relationships (the starting team of advisers at TMM have worked with Simon for an average of 16 years previously at Chase De Vere).
We are interested not just in today's mortgage and protection solutions for our clients but we expect to be in touch on a regular basis reviewing the market and to be ready at the end of each mortgage period to provide a new solution.
We are interested not just in today's mortgage and protection solutions for our clients but we expect to be in touch on a regular basis reviewing the market and to be ready at the end of each mortgage period to provide a new solution.
Once he had arranged one mortgage he knew where his future lay (this was during the first 18 months of the Thatcher era and increased home ownership was Government policy from then onwards) - everyone was likely to want to carry on living indoors for the rest of his career and mortgages were unlikely to go out of fashion.
When you deal with TMM for the first time, unless you have been specifically referred to a member of the team, you will be allocated an Account Manager at random as a result of your phone or email contact with the company. Alternatively you may read about our highly experienced team below and make your own choice and approach them directly via their email or direct phone lines.
It is a sad fact that most people who buy their own home (or investment properties) will need a mortgage to do so. Our job is to select the most appropriate one for you and to make the arranging of the loan as painless as possible. The bewildering choice of lenders and schemes makes the monitoring of the market a full time job which we undertake to do constantly on your behalf.
When our advisers first started their careers, lenders offered a simple multiple of 2.5 times the higher earner's income and once times the secondary earner's income.
As economic conditions changed and lenders chased market share this multiple rose through 2.75 times up to 3.5 times in the 1990's and on to over 4 times income in the early "noughties" peaking at up to 5 times the principal earner's income or up to 4 times the joint income in some cases by 2007.
As economic conditions changed and lenders chased market share this multiple rose through 2.75 times up to 3.5 times in the 1990's and on to over 4 times income in the early "noughties" peaking at up to 5 times the principal earner's income or up to 4 times the joint income in some cases by 2007.
Reviews (1)
David Lockie
Sep 10, 2018
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