Mortgage rates and deals remain at record low levels offering savings for first time buyers, those moving home and remortgaging. This is a positive for homeowners and for those with savings and investments there are still good returns to be had by choosing the right product portfolios to invest in.
At Emerald Finance we pride ourselves in providing the very best independent financial advice, across a range of financial products and services. As a whole of market consultancy we always make sure that we get our clients the very best deals possible to ensure that their finances are working as efficiently as possible and individual or family goals are met.
At Emerald Finance we pride ourselves in providing the very best independent financial advice, across a range of financial products and services. As a whole of market consultancy we always make sure that we get our clients the very best deals possible to ensure that their finances are working as efficiently as possible and individual or family goals are met.
Services
Some of the above products and services are not regulated by the Financial Conduct Authority. Emerald Finance is authorised and regulated by the Financial Conduct Authority - FRN: 837525. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.
Many in retirement are asset rich and cash poor. Equity Release schemes let you release the cash tied up in the equity in your home, without having to move, which you can then be spent on whatever you may choose. This could be improvements to your home, making your retirement more comfortable, or perhaps helping children or grandchildren get on the property ladder.
Whether you get this from Emerald Finance or an alternative source, having a valid will is vital if you hold any assets. Without it your assets may not go to those you care about and in the worst case could end up going to the Crown. Even if you are happy with this route, a will can be a useful tool to ensure that you can apportion your wealth as desired or as part of an inheritance tax planning exercise.
Reviews (9)
Mark Wheeler
Dec 20, 2021
Report
Tom O'Boyle
Oct 07, 2021
Report
Emerald Finance have been fantastic from enquiry to completion. Great advice, guidance, support and have helped us with our specific needs which ultimately led to the successful completion of our property purchase. They worked hard to find the best mortgage for us with the best lender and without them I don't think we would have been successful. Hugely grateful and highly recommend to all.
Angela Bourn
Oct 02, 2021
Report
Matt and Anita have been arranging my re-mortgage. It has been a long drawn out process due to the fact I was also going through a divorce and all the complications that entails. Throughout the process Matt and Anita have been patient and understanding of the delays from my situation. I feel I have received excellent advise along the way, with all my enquiries being dealt with promptly. A special thanks to Anita for the regular phone calls to keep in touch and provide updates. I will definitely be using their services again in the future.
Matt Axell
Mar 01, 2021
Report
Scott Lipscomb
Feb 28, 2021
Report
I cannot recommend Matt Sutton and his team enough. We have recently completed the purchase of our new family home and from start to finish Emerald Finance were there every step of the way.
Being an independent mortgage broker, they could offer us deals that are not on the high street and the personal service was second to none.
We were kept updated on a very regular basis and they really took the stress out of the moving process.
I can highly recommend Matt and his team.
Thank you once again.
Mr L
Being an independent mortgage broker, they could offer us deals that are not on the high street and the personal service was second to none.
We were kept updated on a very regular basis and they really took the stress out of the moving process.
I can highly recommend Matt and his team.
Thank you once again.
Mr L
Annie Hammett-Smith
Feb 23, 2021
Report
Whitlocks Estate Agents
Sep 11, 2019
Report
Very efficient, friendly, personal and professional company to deal with in all areas. I received a wonderful service from Emerald Finance and they went above and beyond to give me the very best advice and save me a lot of money compared to other competitors. Would highly recommend anyone who is looking for any financial advice.
Sally Evans
Jul 20, 2019
Report
Matt Sutton, of Emerald Finance, Worthing, has been advising me since 2014. His advice is always considered, honest and good. He has helped me obtain several mortgages at very good rates, but more than this excellent service, is his genuine interest in how I am managing my finances and his advice, freely given and with no financial benefit to his company.
Over the past years I have been helped by various case handlers and other members of Emerald Finance, the latest being Sandie Nutter. They have all been friendly, considerate and very efficient. Last week Sandie noticed that my mortgage redemption
Over the past years I have been helped by various case handlers and other members of Emerald Finance, the latest being Sandie Nutter. They have all been friendly, considerate and very efficient. Last week Sandie noticed that my mortgage redemption
Michael Humphrey
Sep 12, 2018
Report
As a business owner, the thought of a re-mortgage was daunting and complex due to the major changes to my financial circumstances. Matt and the team clearly explained my options and took care of everything to ensure a smooth transition to a new arrangement that has saved me both time and money.
I would not hesitate to recommend Emerald Finance and will be looking to work with you again in the very near future.
Thank you all for your help.
I would not hesitate to recommend Emerald Finance and will be looking to work with you again in the very near future.
Thank you all for your help.
