It is for this very reason that impartial Independent Advice from competent and qualified Advisers is essential. Whether you are a home mover, a first time buyer, looking to purchase a second home, or even simply looking to remortgage, our experienced expert Advisers are here to help you. An Equity Release mortgage is a type of mortgage for over 55s to enable them to release the cash (equity) in their property.
The most common form of Equity Release is called a Lifetime Mortgage, these make up over 99.5% of the Equity Release market. A Lifetime Mortgage offers a fixed interest rate for life. There are hundreds of products available, and many enable you to pay some, part of all of the interest. You are even able to pay back up to 10% of the initial capital borrowed each year if you choose to.
The most common form of Equity Release is called a Lifetime Mortgage, these make up over 99.5% of the Equity Release market. A Lifetime Mortgage offers a fixed interest rate for life. There are hundreds of products available, and many enable you to pay some, part of all of the interest. You are even able to pay back up to 10% of the initial capital borrowed each year if you choose to.
Services
As a local company, we mainly advise clients in the Brighton & Hove and Sussex Area. We believe you need to build relationships with clients to understand their needs and nothing beats face to face advice. We do however, have clients all over the country and are happy to discuss your needs wherever you are located and whatever your circumstances.
We offer a FREE initial 'no obligation' financial review and costs of moving consultation with unlimited advice & follow on calls/emails up to full engagement.
Once you have found a property to purchase and decide to engage our services to make an application to proceed, there is a fee for our mortgage advice services of 595 for Residential mortgages, of which 350 is payable on application and 245 is payable upon successful issue of the formal mortgage Offer agreement from the lender.
Once you have found a property to purchase and decide to engage our services to make an application to proceed, there is a fee for our mortgage advice services of 595 for Residential mortgages, of which 350 is payable on application and 245 is payable upon successful issue of the formal mortgage Offer agreement from the lender.
SMS specialise in providing independent whole of market Mortgage Advice, ensuring that our clients receive the best advice at all times. Our fully qualified and experienced mortgage specialists have access to the latest online mortgage placing facilities, ensuring our advice is always up to date.
Whether you are seeking a mortgage for your new home or investment property, or simply wish to review your existing mortgage to determine its competitiveness, we have the experience and resources to help you find the mortgage that best matches your needs and circumstances.
Whether you are seeking a mortgage for your new home or investment property, or simply wish to review your existing mortgage to determine its competitiveness, we have the experience and resources to help you find the mortgage that best matches your needs and circumstances.
Providing whole of market Independent Mortgage Advice; that is individual, tailored and unique to your specific circumstances and needs. It is for this very reason that impartial Independent Advice from competent and qualified advisers is essential. Whether you are a home mover, a first time buyer, looking to purchase a second home, or investment property, .
Providing whole of market Independent Mortgage Advice; that is individual, tailored and unique to your specific circumstances and needs. You may be tempted to go back to your existing lender, however it is important to remember they will only be able to tell you about their mortgage products. There could be a better option for you with another lender potentially saving you money.
Reviews (7)
Tom Faulkner
Jan 04, 2022
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Sussex mortage advisors recently secured me and my partners mortage, we were first time buyers and they made the whole experience really easy for us.
Paul and Vicki are both really easy to talk to and offer you great advise, they are also always available for a chat which I found really helpful.
I will be using Sussex mortage advisors again and I can highly recommend!
Paul and Vicki are both really easy to talk to and offer you great advise, they are also always available for a chat which I found really helpful.
I will be using Sussex mortage advisors again and I can highly recommend!
Vicki Draycott
Nov 16, 2021
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Lee Garratt
Oct 22, 2021
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Nicholas Mepham
Aug 21, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been dealing with Sussex Mortgage Services for years now and they have always provided the highest level of service and delivered on their promises. We have managed to secure our dream home thanks to Paul, Paula and the team, I cannot recommend them enough!
I have been dealing with Sussex Mortgage Services for years now and they have always provided the highest level of service and delivered on their promises. We have managed to secure our dream home thanks to Paul, Paula and the team, I cannot recommend them enough!
Jay Mills
Jul 25, 2021
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Positive: Professionalism
Paul & Paula have being doing my mortgages for years & gave really good advice to help me get Buy to Let too. They helped me all the way through when I was busy working so took the hassle and stress out of everything to make it really easy for me. Thoroughly recommend you try & use SMS.
Paul & Paula have being doing my mortgages for years & gave really good advice to help me get Buy to Let too. They helped me all the way through when I was busy working so took the hassle and stress out of everything to make it really easy for me. Thoroughly recommend you try & use SMS.
Lea Sinclair
Nov 16, 2018
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Clare L.
Jul 15, 2018
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Amazing company! They helped us so much and worked so hard to help us throughout the whole process. We got an excellent rate, personal service and they even helped out on evenings and weekends which is exactly what we needed. They responded to every email quickly and professionally and we will certainly be using them again in the future!
